In 2025, the FHA loan limits in Burlington, within Chittenden, VT, are $492,200 for a single-family home, $630,100 for two-unit properties, $761,650 for three units, and $946,550 for four-unit buildings.
The maximum amounts for conventional loans are $726,200 for single-family residences, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to view today’s best FHA rates and find out the necessary downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator enables comparisons between FHA rates and terms and those of other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® compiles program data from a vast array of lenders, offering quick comparisons with your financial profile.
The Loan Limits Comparison Table for 2025 in Burlington, Chittenden, VT, shows maximum amounts for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgages (HECM), and hard money loans. To evaluate qualifications such as income, reserves, and credit, use Lendersa®'s SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $492,200 | $630,100 | $761,650 | $946,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $347,700 | $347,700 | $347,700 | $347,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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