In 2026, the FHA loan limits in Shelburne, Chittenden, VT, are $492,200 for single-family homes, $630,100 for two-unit buildings, $761,650 for three-unit homes, and $946,550 for four-unit properties.
Conventional loan maximums are $726,200 for single-family homes, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to access today's top rates and find out what's required for downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loans, including conventional, jumbo, VA, USDA, non-QM, and hard money options.
Lendersa® compiles extensive data from thousands of lenders to provide quick comparisons tailored to your financial profile.
The Loan Limits Comparison Table for 2026 in Shelburne, Chittenden, VT, shows maximum loans for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgages, and hard money. To assess qualifications like income, reserves, and credit, use Lendersa®'s SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $492,200 | $630,100 | $761,650 | $946,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $347,700 | $347,700 | $347,700 | $347,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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