For 2026, the FHA loan limits in Algona, King, WA are: $977,500 for a single-family home, $1,251,400 for 2-units, $1,512,650 for 3-units, and $1,879,850 for 4-units.
In terms of conventional loans, the upper limit is $977,500 for single-family homes, growing to $1,251,400 for 2-units, $1,512,650 for 3-units, and $1,879,850 for 4-units.
Apply our FHA calculator to explore today’s best FHA rates and work out the required downpayment, income, credit status, reserves, and necessary documentation for qualification.
The Lendersa® calculator offers a detailed comparison of FHA rates and terms against all other loan programs' options. Examine and contrast choices like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
With data sourced from thousands of lenders, Lendersa® delivers swift evaluations tailored to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Algona, King, WA provides an ability to assess FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To analyze qualification factors such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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