In 2026, the FHA loan limit in Lakeland-South, found within King county of WA, stands at $776,250 for single-family homes. For properties with 2, 3, and 4 units, the caps are $993,750, $1,201,200, and $1,492,800, respectively.
Conventional loan maximums for single-family dwellings reach $776,250. For duplexes, triplexes, and four-units, the limits rise to $993,750, $1,201,200, and $1,492,800.
Use our FHA calculator to examine today's best rates and figure out necessary downpayment, income, credit requirements, reserves, and documentation for qualifying.
The Lendersa® calculator allows you to compare FHA loan rates and terms with those from other programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers loan data from thousands of lenders, rapidly comparing this with your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Lakeland-South, King, WA helps you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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