In 2026, the FHA loan limits for Pacific county, situated in King, WA, are set at $977,500 for single-family homes, rising to $1,251,400 for 2-unit properties, $1,512,650 for 3-units, and $1,879,850 for 4-units.
For conventional loan amounts, the cap is $977,500 for a single-family residence, $1,251,400 for 2-units, $1,512,650 for 3-units, and $1,879,850 when it comes to 4-units.
By using our FHA calculator, you can access today's best FHA rates and determine essential qualifications such as downpayment, income, credit requirements, reserves, and documentation.
With the Lendersa® calculator, you can comprehensively compare FHA rates and terms alongside those of various other loan programs. Delve into options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans compared with FHA offerings.
Lendersa® draws loan program information from myriad lenders and delivers an analysis matched to your unique financial profile and needs almost instantaneously.
For 2026, a Loan Limits Comparison Table for Pacific county, located in King, WA, contrasts FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for examining qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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