FHA Loan Limits for Finley, Benton County, WA in 2026

As of 2026, the FHA loan limits in Finley county of Benton, WA, are set as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit homes, and $907,900 for four-unit residences.

The cap on conventional loan amounts for a single-family dwelling stands at $726,200. For properties with two units, it increases to $929,850, advances to $1,123,900 for three-unit homes, and peaks at $1,396,800 for four-unit houses.

Take advantage of our FHA calculator to find today's top FHA rates. Evaluate necessary downpayment, income qualifications, credit conditions, reserves, and documentation to meet loan criteria.

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With the Lendersa® calculator, you can contrast FHA rates and terms against other loans. Compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans together with FHA.

Lendersa® compiles data from thousands of lenders and shortly provides comparisons tailored to your specific financial profile and needs.

Consult the Loan Limits Comparison Table for 2026 in Finley county of Benton, WA, to see maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For examining qualification factors including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Finley county of Benton, WA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Finley FHA Lenders

  • Community First Bank WA
  • 8131 W Grandridge Blvd, Kennewick, WA, 99336
  • Lends in Washington
  • Community First Bank started twenty years ago with a goal serving our community. We live here, work here and are run by a local board. We offer a full line of lending and business services to small businesses as well as consumer products including investment and trust services.If you want to get to know your banker we look forward to meeting you!

  • Desert Canyon Mortgage Company, LLC
  • 8500 W Gage Blvd, Suite A, Kennewick, WA, 99336
  • Lends in Washington
  • Desert Canyon Mortgage different from other lenders in town, besides being one of the few locally owned and operated mortgage brokers, is that our low prices, allows customers to save thousands of dollars in out-of-pocket closing costs compared to our competitors.brokers, is it We have two great locations to serve you"

  • Vision Mortgage
  • 7301 W. Deschutes Ave, Suite A, Kennewick, WA, 99336
  • Lends in Washington
  • Vision Mortgage was formed in 1994 by Michael and Gina Alvarez under their corporate name of Northwest Pacific Mortgage Corp. For over 24 years and counting Vision Mortgage has been considered one of Washington’s most experienced, knowledgeable and competitive mortgage brokerages that serve the Pacific Northwest.

  • Banner Bank
  • 10 S 1st Ave, Walla Walla, WA, 99362
  • Lends in Washington
  • Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank

  • Twin River National Bank
  • 900 5th Street, Clarkston, WA, 99403
  • Lends in Washington
  • Twin River Bank is locally owned by your neighbors and we have invested here in the Lewis Clark Valley Since We have built a reputation as a community bank serving home buyers, real estate investors and builders. We have experienced mortgage lenders that can help you with a purchase, refinance, home improvement or construction lending.

  • N W Mortgage, LLC
  • 115 S 2nd St, Selah, WA, 98942
  • Lends in Washington
  • N.W. Mortgage, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

  • Good Deeds Mortgage
  • 115 NW State St, Suite 302, Pullman, WA, 99163
  • Lends in Washington
  • At Good Deeds Mortgage, your loan will never be just another transaction. It’s what gets you and your loved ones into the home of your dreams. But it doesn’t stop there, it also provides shelter for the homeless, feeds starving children, helps mothers in need, and much more. We would be honored to have the opportunity to help find you.

  • Golden Years Reverse Mortgage
  • 402 E First St, Suite 107, Cle Elum, WA, 98922
  • Lends in Washington
  • Floyd D. Walker a.k.a. ""WALKER"" CEO/President
    Walker began his career in the mortgage business in 1985 in Honolulu, Hawaii. Through his creative thinking and hard work he quickly rose through the ranks and became vice president of Westover Pacific Mortgage Corporation, where he pioneered a number of successful marketing strategies.

  • First Choice Mortgage Co.
  • 4408 S. Park Lane, Spokane, WA, 99223
  • Lends in Washington
  • First Choice Mortgage Co. is a locally owned company that is centrally located on Spokane's South Hill. We have been one of the leading independent mortgage companies in all of WA & ID for the past seventeen years. First Choice Mortgage has been known for being innovative, honest, & for delivering service above & beyond our customer's expectations.

Also lends in Washington

  • TWIN RIVER BANK
  • 1507 G St, Lewiston, ID, 83501
  • Early in March, 1978, eight real estate brokers discussed a common concern, financing, at their weekly exchange breakfast meeting. The consensus was that the local banks and mortgage companies were not meeting the needs of the public. Processing of loans was taking too long; since “chain” banks had to send everything out of town for approval