2025 FHA (Government Loans) Limits for Finley, Benton County, Washington

As of 2025, the FHA loan limits in Finley county of Benton, WA, are set as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit homes, and $907,900 for four-unit residences.

The cap on conventional loan amounts for a single-family dwelling stands at $726,200. For properties with two units, it increases to $929,850, advances to $1,123,900 for three-unit homes, and peaks at $1,396,800 for four-unit houses.

Take advantage of our FHA calculator to find today's top FHA rates. Evaluate necessary downpayment, income qualifications, credit conditions, reserves, and documentation to meet loan criteria.

Compare loan offers from a collection of 100 lenders

Explore your loan options in Finley, WA

With the Lendersa® calculator, you can contrast FHA rates and terms against other loans. Compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans together with FHA.

Lendersa® compiles data from thousands of lenders and shortly provides comparisons tailored to your specific financial profile and needs.

Consult the Loan Limits Comparison Table for 2025 in Finley county of Benton, WA, to see maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For examining qualification factors including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Finley county of Benton, WA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Evergreen State Mortgage
  • 8201 164th Ave NE, Suite 200, Redmond, WA, 98052
  • Evergreen State Mortgage We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for With a variety of loan programs and an established network of lenders be
  • Puget Sound Cooperative Credit Union
  • 11201 SE 8th Street, Suite 208, Bellevue, WA, 98004
  • Originally chartered in 1934 as Puget Sound Power & Light Employees Credit Union; today’s Puget Sound Cooperative Credit Union (PSCCU) is not only a not-for-profit, member-owned financial cooperative, but we have grown to become a proactive contributor to environmental sustainability, financial security for others, and job creation.
  • American Mortgage Inc
  • 989 112th Ave Ne, Suite 201, Bellevue, WA, 98004
  • American Mortgage, we believe in helping our clients improve their lives. For the last 20 years, we’ve emphasized building relationships with the people we work with. We feel passionately about bringing transparency and integrity to the mortgage industry. From our very first day, we’ve worked to provide a transformative impact in our client’s lives
  • Quintet Mortgage, LLC
  • 330 112th Avenue Northeast, Suite 301, Bellevue, WA, 98004
  • Quintet Mortgage LLC is a leading real estate financing firm, providing strategic and resource information for customers, builders, and state agencies. Flexible yet comprehensive in our approach, we are known for being timely and thorough. Clients also know we place an emphasis on details and time tables.
  • Seattle Pacific Mortgage Inc.
  • 11400 Southeast 8th Street, Suite 410, Bellevue, WA, 98004
  • The Seattle Pacific Mortgage Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Upwell Mortgage, Inc.
  • 10400 NE 4th Street, Suite 500, Bellevue, WA, 98004
  • Upwell as a springboard for opportunity - to help homeowners like you achieve their dreams. The lending industry today is split between two extremes, leaving many of homebuyers' needs unmet. A growing number of tech-centric lenders offer efficient processes and low rates, but not reliable, local expertise to guide decision-making.
  • Sammamish Mortgage
  • 3055 112th Avenue NE, Suite 203, Bellevue, WA, 98004
  • Sammamish Mortgage has consistently provided clients with superior service along with low rates and fees. Whether you are purchasing your first home, buying your dream home or refinancing, our award winning team of mortgage professionals will help get you the best mortgage for your financial situation.
  • Advantage Mortgage Inc
  • 265 SW 1st Avenue, Canby, OR, 97013
  • Advantage Mortgage was founded on the principle that big bank/retail lending, was not the best way to serve clients. On August 1st, 2018, our Canby office opened and a new path was forged in Mortgage Lending. As Independent Mortgage Brokers, we supply our customers with smarter and more financially sound solutions in home lending.