In the year 2025, the FHA loan limits within Eastmont county, located in Snohomish, WA, have been defined as follows: $977,500 for single-family homes, $1,251,400 for properties with two units, $1,512,650 for those with three units, and $1,879,850 for four-unit dwellings. Understanding these limits is crucial for prospective buyers aligning their mortgage options with federal backing.
Conventional loan caps for residential properties differ. The maximum available for a single-family residence is $977,500. For homes with two separate units, the limit extends to $1,251,400, further increasing for three-unit properties to $1,512,650, and ultimately reaching $1,879,850 when it concerns four-unit buildings.
Use our FHA calculator to explore today's optimal FHA rates. This tool assists in calculating downpayment requirements, assessing income thresholds, evaluating credit scores, checking reserve necessities, and compiling essential documents to determine qualification. Utilizing such resources can streamline the home buying process significantly.
The Lendersa® calculator is engineered to efficiently compare the terms and rates of FHA loans with those from a diverse range of other loan programs. It is a powerful tool for assessing not only FHA but also Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loan options, giving you a wide scope to understand and choose the best available rates and terms.
Lendersa® aggregates detailed loan program data from an extensive array of lenders and rapidly compares it against your personalized financial profile and qualifications. This comparison is performed with unmatched speed and accuracy, presenting you with tailored loan solutions in seconds.
The Loan Limits Comparison Table for 2025 in Eastmont county of Snohomish, WA provides a detailed analysis of the maximum loan amounts available. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and even Hard Money loans. For a deeper insight into the qualification requirements such as necessary income, reserve levels, and credit evaluation, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to optimize your mortgage strategy effectively.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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