In 2026, the FHA loan limits in Kennewick, within Benton, WA, are established at $472,030 for a single-family home. The limit increases to $604,400 for two-unit residences, $730,525 for three units, and $907,900 for four-unit dwellings.
For conventional loans, the ceiling is $726,200 for a single-family residence, rising to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to review today’s top FHA rates and determine the needed downpayment, income, credit, reserves, and documents necessary to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of various loan programs. Investigate options such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® acquires comprehensive loan data from thousands of lenders to provide quick and tailored comparisons aligned with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Kennewick, Benton, WA, demonstrates how FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums stack up. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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