As of 2025, the FHA loan limits in Fircrest county, part of Pierce, WA, are $977,500 for a single-family dwelling, $1,251,400 for a two-unit property, $1,512,650 for three-unit homes, and $1,879,850 for four-unit residences.
For conventional loans, the ceiling on single-family home mortgages is $977,500. For dual-unit residences, the limit is $1,251,400. As for three-unit structures, the cap is $1,512,650, while four-unit buildings have a maximum of $1,879,850.
Our FHA calculator can assist you in discovering the most competitive current FHA rates, and it also helps calculate necessary qualifications like down payments, income, credit scores, reserves, and documentation required to meet the criteria.
The Lendersa® calculator provides a comprehensive analysis of FHA rates and terms, comparing them to all other loan program options available in the market. Dive deeper into the details and contrast FHA with Conventional loans, Jumbo solutions, VA, USDA, Non-QM, and hard money loans.
By gathering extensive loan program data from countless lenders, Lendersa® quickly aligns this information with your unique financial situation and requirements in just a few seconds.
Presenting the Loan Limits Comparison Table for 2025 in Fircrest county of Pierce, WA, you can compare the highest amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further investigate requirements, including income, reserve funds, and credit standing, utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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