In the year 2026, the FHA loan limit for Steilacoom county of Pierce, WA, is $977,500 for a single-family home. It extends to $1,251,400 for properties with two units, $1,512,650 for those with three units, and reaches $1,879,850 for four-unit buildings.
For conventional loans, the highest loan amount allowed on a single-family residence stands at $977,500. This limit increases to $1,251,400 for two-unit properties, $1,512,650 for structures with three units, and maxes out at $1,879,850 for four-unit homes.
Take advantage of our FHA calculator to find today’s top FHA rates, aiding in determining the necessary down payment, income qualifications, credit scores, reserves, and required documents for eligibility.
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With the Lendersa® calculator, you can thoroughly compare FHA rates and terms alongside all other available loan programs. Delve into and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® quickly aggregates detailed data from thousands of lenders, rapidly aligning it with your particular financial profile and needs.
The Loan Limits Comparison Table for 2026 in Steilacoom county of Pierce, WA, allows you to juxtapose FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For analysis of qualification factors such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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