For 2026, the FHA loan limits in University-Place county, Pierce, WA are $776,250 for single-family homes, $993,750 for two-unit properties, $1,201,200 for three-unit homes, and $1,492,800 for four-unit residences.
Conventional loans also have limits, with $776,250 for single-family homes, $993,750 for two-unit dwellings, $1,201,200 for three units, and $1,492,800 for four units.
Check the best FHA rates today using our calculator, which also shows the necessary down payment, income, credit, reserves, and required documents to qualify.
Lendersa® calculator helps you compare the rates and terms of the FHA with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
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For 2026, the Loan Limits Comparison Table in University-Place county, Pierce, WA showcases maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit needs.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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