2026 FHA Loan Limits for Fort-Lewis, Pierce County, Washington

As of 2026, the FHA loan limit in Fort-Lewis, part of Pierce county, WA, is delineated as follows: For single-family homes, it is $776,250. For those with 2-units, the limit increases to $993,750, goes up to $1,201,200 for 3-units, and reaches $1,492,800 for buildings with 4-units. These structured limits cater to differing housing needs and financial strategies.

Conventional loan limits are also specified, with the maximum for single-family residences being $776,250. For properties with two, three, and four units, the limitations extend to $993,750, $1,201,200, and $1,492,800, respectively. This structured scaling aids in planning for potential homeowners and investors alike.

Make use of our FHA calculator to determine today’s best FHA rates. It will aid you in understanding the required downpayment, income criteria, credit score, reserves, and necessary documentation to qualify for a loan. This tool provides a clearer picture of the financial landscape and helps prepare necessary elements for successful loan approval.

Examine loan offers from a vast array of 100 lenders at your convenience and select the best possible option aligned with your financial goals.

Explore Loan Opportunities in Fort-Lewis, WA

The Lendersa® calculator is an adaptable tool that enables comparisons of FHA loan rates and terms against numerous other loan programs. These include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans. Using this tool ensures a broad perspective across various loan types.

Leveraging a vast quantity of loan program data sourced from thousands of lenders, Lendersa® efficiently aligns this information with your specific financial profile and needs in mere seconds. This swift analysis facilitates suitable loan matches.

The Loan Limits Comparison Table for 2026 in Fort-Lewis, county of Pierce, WA, offers maximum loan amount comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification essentials like income, reserves, and credit, access the Lendersa® Super Loan Integrated Qualifier (SLIQ™). This ensures you are fully informed about the requirements for the loan type you choose.

Loan limits Fort-Lewis county of Pierce, WA

SFR 2 Units 3 Units 4 Units
FHA $776,250 $993,750 $1,201,200 $1,492,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $776,250 $993,750 $1,201,200 $1,492,800
USDA $659,800 $659,800 $659,800 $659,800
VA $776,250 $993,750 $1,201,200 $1,492,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Fort-Lewis FHA Lenders

  • American Lake Credit Union
  • 9802 Gravelly Lake Drive SW, Lakewood, WA, 98499
  • Lends in Washington
  • American Lake Credit Union’s history dates to 1947 and evolved over time as it combined with two other credit unions; Minutemen Credit Union in 1999 and KBR Credit Union in 2015. As of September 30, 2018, American Lake CU had Assets totaling $67.5M and serving over 6, 200 members from four locations.

  • All Tech Mortgage Inc.
  • 7403 Lakewood Drive West, Suite 4, Lakewood, WA, 98499
  • Lends in Washington
  • All Tech Mortgage Inc. - Serving Northwest homeowners just like you since 1996. Specialize in Conventional, FHA & VA home loans to purchase or refinance property in WA State. We Shop, You Save! Let us put our 25 years of mortgage experience to work for you when it comes to finding the right lender & loan program for your purchase or refinance.

  • Turn Two Mortgage
  • 2219 179th St Ct E, Tacoma, WA, 98445
  • Lends in Washington
  • Turn Two Mortgage offers customized mortgage solutions, superior rates, lightning speed and first-class service creating an amazing borrower experience. What sets us apart from the rest is our dedication to customer satisfaction. We understand that buying or refinancing a home is a significant decision, and we take pride in providing exceptional se

  • Harborstone Credit Union
  • 4720 Center St, Tacoma, WA, 98409
  • Lends in Washington
  • Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.

  • Mortgage Express, Inc.
  • 17411 Waller Road East, Tacoma, WA, 98446
  • Lends in Washington
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.

  • Penny Lane Financial
  • 1804 W Union Ave, Suite 202, Tacoma, WA, 98405
  • Lends in Washington
  • Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders.

  • Northwest Mortgage
  • 5605 112th St E, Puyallup, WA, 98373
  • Lends in Washington
  • The Northwest Mortgage Team is your premier mortgage team located in Puyallup, WA.We pride ourselves on offering some of the lowest rates nationwide & make the loan process simple, straightforward & fast for borrowers seeking a mortgage. We are committed to providing clients with the highest quality financial services available in your area.

  • Sound Credit Union
  • PO Box 1595, Tacoma, WA, 98401
  • Lends in Washington
  • A Northwest original since 1940, we’re one of Washington State’s largest credit unions, driven by the purpose of standing with members, employees and the community through all waves of life. Sound provides authentic and trusted financial support and services with full-service branches around the Puget Sound. credit unions,

  • TAPCO Credit Union
  • PO Box 64369, Tacoma, WA, 98464
  • Lends in Washington
  • Founded in 1934 by nine employees of the City of Tacoma who weren’t getting the financial help they needed at traditional banks, TAPCO Credit Union has always been committed to working families. Originally opened as City Credit Union of Tacoma, our first branch was located under the stairs of the Old City Hall in downtown Tacoma.

  • The Columbia Bank
  • 1301 A St, Tacoma, WA, 98402
  • Lends in Washington
  • Columbia Bank is a Northwest community bank headquartered in Tacoma, Washington, with comprehensive solutions and expertise to meet the evolving needs of businesses and individuals.

    Growth is vital to remaining a preferred option for customers. It advances the services and expertise we provide on their behalf