As of 2026, the FHA loan limit in Fort-Lewis, part of Pierce county, WA, is delineated as follows: For single-family homes, it is $776,250. For those with 2-units, the limit increases to $993,750, goes up to $1,201,200 for 3-units, and reaches $1,492,800 for buildings with 4-units. These structured limits cater to differing housing needs and financial strategies.
Conventional loan limits are also specified, with the maximum for single-family residences being $776,250. For properties with two, three, and four units, the limitations extend to $993,750, $1,201,200, and $1,492,800, respectively. This structured scaling aids in planning for potential homeowners and investors alike.
Make use of our FHA calculator to determine today’s best FHA rates. It will aid you in understanding the required downpayment, income criteria, credit score, reserves, and necessary documentation to qualify for a loan. This tool provides a clearer picture of the financial landscape and helps prepare necessary elements for successful loan approval.
Examine loan offers from a vast array of 100 lenders at your convenience and select the best possible option aligned with your financial goals.
The Lendersa® calculator is an adaptable tool that enables comparisons of FHA loan rates and terms against numerous other loan programs. These include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans. Using this tool ensures a broad perspective across various loan types.
Leveraging a vast quantity of loan program data sourced from thousands of lenders, Lendersa® efficiently aligns this information with your specific financial profile and needs in mere seconds. This swift analysis facilitates suitable loan matches.
The Loan Limits Comparison Table for 2026 in Fort-Lewis, county of Pierce, WA, offers maximum loan amount comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification essentials like income, reserves, and credit, access the Lendersa® Super Loan Integrated Qualifier (SLIQ™). This ensures you are fully informed about the requirements for the loan type you choose.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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