In 2026, the FHA loan limits in McChord-AFB county of Pierce, WA are defined as follows: $776,250 for a single-family home, $993,750 for 2-unit residences, $1,201,200 for 3-units, and $1,492,800 for 4-units.
The conventional loan maximums are $776,250 for a single-family home, rising to $993,750 for 2-units, $1,201,200 for 3-units, and $1,492,800 for 4-units.
Use our FHA calculator to view today's top FHA rates to assess the necessary downpayment, income requirements, credit score, reserves, and qualification documents needed.
The Lendersa® calculator is a tool for comparing FHA loan rates and terms with those of various other loan programs. You can explore options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans relative to FHA.
Lendersa® aggregates data from a vast number of lenders, enabling you to match options quickly with your particular financial profile and needs.
For 2026 in McChord-AFB county, located within Pierce, WA, the Loan Limits Comparison Table helps assess FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. To evaluate qualification criteria such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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