2026 FHA Loan Limits for North-Yelm, Thurston County, Washington

In 2026, within North-Yelm county of Thurston, WA, the FHA loan limits are set at $405,950 for a single-family home, $519,700 for 2-unit properties, $628,200 for 3-units, and $780,650 for 4-units.

The maximum amounts for conventional loans on a single-family home include $548,250, increasing to $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for properties with 4-units.

Our FHA calculator provides access to today's top FHA rates, allowing you to calculate the required downpayment, income, credit, reserves, and necessary documentation for qualification.

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Investigate Loan Options in North-Yelm, WA

The Lendersa® calculator helps you compare FHA rates and terms with other loan programs. Evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.

Lendersa® sources loan program data from thousands of lenders, instantly matching it against your specific financial profile and needs.

The Loan Limits Comparison Table for 2026 in North-Yelm, Thurston, WA facilitates comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits North-Yelm county of Thurston, WA

SFR 2 Units 3 Units 4 Units
FHA $405,950 $519,700 $628,200 $780,650
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $324,700 $324,700 $324,700 $324,700
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Vision Mortgage
  • 7301 W. Deschutes Ave, Suite A, Kennewick, WA, 99336
  • Lends in Washington
  • Vision Mortgage was formed in 1994 by Michael and Gina Alvarez under their corporate name of Northwest Pacific Mortgage Corp. For over 24 years and counting Vision Mortgage has been considered one of Washington’s most experienced, knowledgeable and competitive mortgage brokerages that serve the Pacific Northwest.

  • Northwestern Home Loans
  • 906 NW Harriman Street, Bend, OR, 97703
  • Lends in Washington
  • We strive to provide you with a professional and personable team that is committed to helping you obtain home financing that fits your needs. Exceeding your expectations through our array of lending options, competitive rates and outstanding customer service is our number one goal.

  • High Lakes Lending LLC
  • 2755 NW Crossing Dr., Suite 229, Bend, OR, 97703
  • Lends in Washington
  • At High Lakes Lending, LLC, we look forward to meeting with you in person any chance we can get. Please feel free to schedule a meeting to discuss your Home Buying or Refinance plans. Too busy for an in person meeting? We also will schedule meetings by phone or video conference.

  • Banner Bank
  • 10 S 1st Ave, Walla Walla, WA, 99362
  • Lends in Washington
  • Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank

  • Black Diamond Financial LLC
  • 213 SW Columbia Street, Suite 3, Bend, OR, 97702
  • Lends in Washington
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line

  • Prime One Mortgage Corp.
  • 3305 W. Bismark Ave, Spokane, WA, 99205
  • Lends in Washington
  • At Prime One Mortgage Corp. We are glad you stopped by to check us out. Prime One Mortgage is a full-service Mortgage Broker offering home loans for purchase and refinance transactions in Washington and Idaho. Our company has provided mortgage loan services to thousands of satisfied people since 1997.

  • Heritage Home Loans
  • 1414 W Garland Avenue, Suite 109, Spokane, WA, 99205
  • Lends in Washington
  • We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.

  • Washington Trust Bank
  • 717 W. Sprague, Spokane, WA, 99201
  • Lends in Washington
  • Washington Trust Bank has strived to provide quality service and financial stability for our customers. Four generations of Stanton family leadership later, we continue to focus on integrity and commitment to community.As the oldest and largest privately-held commercial bank in the Northwest

  • Wheatland Bank
  • 222 N Wall St, Suite 100, Spokane, WA, 99201
  • Lends in Washington
  • Wheatland Bank, a locally owned community Bank with a regional footprint, is nationally recognized as one of the strongest Banks in the nation. With decades of experience in providing customized Banking services to businesses throughout eastern and central Washington, Wheatland Bank stands ready to help make your vision a reality.

  • Shout Mortgage LLC
  • 546 N Jefferson Ln, Suite 304, Spokane, WA, 99201
  • Lends in Washington
  • After the market collapse of 2008 we, like everyone else, saw that the mortgage industry was broken. Reform was slow and we realized the only way to change anything was to start from the inside. So we set out to build a company that not only helped consumers obtain a mortgage but educated them on the process.

  • Chimney Rock Mortgage
  • 1320 N Atlantic St, Suite B, Spokane, WA, 99201
  • Lends in Washington
  • Chimney Rock Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Chimney Rock Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years, that proven dedication and trust has given our branches.