For 2026 in Summit, county of Pierce, WA, the FHA loan limit is set at $977,500 for a single-family home, increasing to $1,251,400 for two units, $1,512,650 for three units, and $1,879,850 for properties with four units.
The maximum amount for conventional loans on a single-family dwelling is $977,500. For two-unit houses, it's $1,251,400, $1,512,650 for three-unit homes, and $1,879,850 for four-unit properties.
Utilize our FHA calculator to discover the best FHA rates available today and to calculate what you need in terms of downpayment, income requirements, credit score, reserves, and documentation for qualifying.
With the Lendersa® calculator, compare the rates and terms of FHA loans against all other loan programs. You can evaluate options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® compiles data from thousands of lenders and instantly aligns it with your unique financial necessities and profile.
Use the Loan Limits Comparison Table for 2026 in Summit, Pierce, WA to juxtapose maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification standards such as income, reserve requirements, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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