In 2026, FHA loan limits in Union-Grove county of Racine, WI are $356,362 for a single-family home. For properties with multiple units, the limits are $456,275 for two units, $551,500 for three units, and $685,400 for four-unit properties.
The maximum for conventional loans on a single-family residence is $548,250. For two-unit homes, it's $702,000, increasing to $848,500 for three units, and reaching $1,054,500 for four units.
Utilize our FHA calculator to discover today’s top FHA rates and determine necessary downpayment, income, credit requirements, reserves, and documents needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms alongside other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, equipping you to make informed decisions.
Drawing from vast data, Lendersa® provides tailored comparisons, instantly aligning loan program data against your financial profile and unique needs.
The Loan Limits Comparison Table for 2026 in Union-Grove county of Racine, WI highlights maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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