For the year 2026, the FHA loan limits in Charles-Town county of Jefferson, WV are as follows: $822,375 for a single-family home, $1,053,000 for two-unit homes, $1,272,750 for three-unit buildings, and $1,581,750 for four-unit properties.
When considering conventional loans, the maximum amount for a single-family residence is $822,375. This increases incrementally to $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for properties with four units.
Utilize our FHA calculator to access today's top FHA interest rates and calculate necessary details such as down payment, income requirements, credit qualification, reserves, and essential documentation needed for loan approval.
The Lendersa® calculator is designed to allow comparisons between FHA rates and terms and those of numerous other loan programs. Dive into a variety of options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans together with FHA, to find what best suits your needs.
Lendersa® aggregates comprehensive loan program data from thousands of lending sources, efficiently comparing this information with your specific financial profile and needs to provide matched loan options in mere seconds.
In our Loan Limits Comparison Table for 2026 within Charles-Town county, Jefferson, WV, you'll find a detailed assessment of maximum loan amounts across types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To further evaluate qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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