In 2025, within Shannondale county of Jefferson, WV, the FHA loan limits are established as $1,089,300 for a single-family home, $1,394,775 for two-unit residences, $1,685,850 for three-unit properties, and $2,095,200 for four-units.
The maximum loan amounts allowed for conventional loans on a single-family residence stand at $1,089,300. They increase to $1,394,775 for two-unit properties, $1,685,850 for three-unit buildings, and $2,095,200 for residences with four units.
Utilize our FHA calculator to access today’s leading FHA rates and to understand necessary conditions like downpayment, income requirements, credit score, reserves, and needed documents to qualify.
The Lendersa® calculator allows you to assess FHA rates and terms alongside those from a variety of alternative loan programs. Consider options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in comparison to FHA selections.
Lendersa® compiles vast amounts of loan data from thousands of lending institutions and compares them to meet your exact financial profile and needs.
The Loan Limits Comparison Table for 2025 in Shannondale, Jefferson, WV, serves as a comprehensive guide to maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan categories. To explore qualification requirements such as income thresholds, reserves, and credit standards, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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