In 2026, the FHA loan limits applicable in Ranson county of Jefferson, located in WV, set the maximum borrowing at $1,089,300 for single-family homes, escalating to $1,394,775 for properties with two units, $1,685,850 for three-unit dwellings, and $2,095,200 for homes with four units.
The ceiling for conventional loan amounts on single-family residences begins at $1,089,300. For two-units, it extends to $1,394,775, further increasing to $1,685,850 for residences comprising three units, and peaks at $2,095,200 for four-units.
Our FHA calculator is a helpful resource for determining the most competitive FHA rates available today, allowing calculations for essential needs such as down payment, income levels, credit score requirements, reserves, and the necessary documentation for qualification purposes.
The Lendersa® calculator provides the capability to evaluate FHA rates and terms alongside those offered by other loan programs. Dive into an array of choices, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in comparison with FHA offerings.
Drawing loan program data from thousands of lending institutions, Lendersa® delivers rapid comparisons that align with your unique financial profile and specific needs.
Within the Loan Limits Comparison Table for 2026 applicable to Ranson county in Jefferson, WV, you can examine maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze income, reserve requirements, and credit standards for a comprehensive assessment.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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