For 2025, the FHA loan limits in Cheat-Lake county of Monongalia, WV are $356,362 for a single-family home, $456,275 for homes with two units, $551,500 for three-unit buildings, and $685,400 for four-unit properties.
In contrast, the maximum loan amounts for conventional loans on a single-family residence are $548,250, increasing to $702,000 for two units, $848,500 for three-unit homes, and $1,054,500 for four-unit dwellings.
Utilize our FHA calculator to view today's top FHA rates and determine key factors such as down payment, income requirements, credit standards, reserves, and necessary documents for qualification.
The Lendersa® calculator allows for comprehensive comparisons between FHA rates and terms and those from other loan programs. Look into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA options.
Lendersa® gathers extensive loan program data from a multitude of lenders, quickly matching these options to your unique financial circumstances and requirements.
The Loan Limits Comparison Table for 2025 within Cheat-Lake county, Monongalia, WV, provides an analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to further assess qualification needs such as income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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