For 2026, the FHA loan limits in Kingwood county of Preston, WV stand at $472,030 for a single-family home, going up to $604,400 for two units, $730,525 for three-unit buildings, and $907,900 for four units.
The maximum amount for conventional loans on a single-family residence is $726,200, increasing to $929,850 for two-unit homes, $1,123,900 for three units, and reaching $1,396,800 for four-unit properties.
Use our FHA calculator to view today's best FHA rates and figure out essential components like down payment, income requirements, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator allows comparisons of FHA rates and terms against all other loan programs. Explore different options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® compiles data from thousands of lenders, rapidly aligning it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Kingwood, Preston, WV, helps compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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