In 2026, within Brookhaven county of Monongalia, WV, the FHA loan limits are defined at $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-unit properties, and up to $907,900 for four-unit buildings.
Meanwhile, for conventional loans on single-family homes, the maximum amounts are $726,200, rising to $929,850 for two-unit houses, $1,123,900 for those with three units, and reaching $1,396,800 for buildings with four units.
Our FHA calculator can help you access today’s most competitive FHA rates and calculate pertinent elements such as the downpayment, income levels, credit requirements, reserves, and required documentation to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those provided by other loan programs. Delve into choices like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA options.
By obtaining extensive data from thousands of lenders, Lendersa® efficiently aligns these offerings with your individualized financial profile and necessities.
With the Loan Limits Comparison Table for 2026 in Brookhaven county, Monongalia, WV, you can analyze the cap on maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification essentials like income, reserve requirements, and credit thresholds.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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