FHA Loan Limits for Madison, Boone County, WV in 2023

In 2025, FHA loan limit in Madison county of Boone, West Virginia is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Madison county of Boone, West Virginia compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Madison county of Boone, WV

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Zen Mortgage Group
  • 114 Hovatter Drive, Inwood, WV, 25428
  • Zen Mortgage Group(formerly Zen Loans Home of the Refi King Serving All Your Mortgage Needs! Licensed in WV, VA and MD Zen Loans has been in business since 1999 offering infinite options for all your refinancing and new mortgage needs. Contact us for a no obligation consultation. Plus, ask about all our low mortgage rates
  • ZenMortgage Group
  • 114 Hovatter Drive, Inwood, WV, 25428
  • www.zenloans.com 40+ Lenders to Get the Right Advice at the Right Time at the Best Price. Experience the Zen Loans Difference! We help borrowers in all types of scenarios with credit scores 500-850. Our Wholesale Rates beat our competitors Retail Rates and we have fast closings often in just 21 days or less.
  • FM Lending Services
  • 4509 Creedmoor Road. Suite 201, Raleigh, NC, 27612
  • FM Lending Services is a full service mortgage banker specializing in residential purchase and refinance loans. FM Lending Services offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA) and Veterans Affairs (VA) loans, USDA loans, new construction loans.
  • Bank of Charles Town
  • 111 E Washington St, Charles Town, WV, 25414
  • BCT strives to provide high quality, profitable community banking and related financial services to customers by focusing on exceeding customer service expectations; providing competitive and fair employment opportunities; participating actively in the communities that are served; maintaining the highest business standards.
  • Positive Rate Mortgage LLC
  • 1631 Midtown Place, Suite 129, Raleigh, NC, 27609
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide extremely competitive VA, Conventional, Jumbo and NON QM home loans to our clients. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We are a veteran owned, full-service mortgage brokerage company.
  • First Citizens Bank
  • 4300 Six Forks Road, Raleigh, NC, 27609
  • First Citizens began as the Bank of Smithfield in Johnston County, N.C. From a single office, First Citizens has grown to more than 550 branches in 19 states. First Citizens today is a full-service banking institution with more than 6, 500 employees. Our parent company, First Citizens BancShares, Inc.
  • Mortgage Financing.com
  • 115 Aikens Center, Suite 20B, Martinsburg, WV, 25404
  • The MortgageFinancing.com Team is your premier mortgage team located in Martinsburg, West Virginia. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Martinsburg area
  • American Pacific Mortgage
  • 55 Meridian Parkway, Suite 101, Morgantown, WV, 25404
  • Welcome to the Burke Team at American Pacific Mortgage, where we prioritize trust, expertise, and personal service in your home financing journey. Our experienced team guides you through the mortgage process, tailoring our services to your needs, whether you're a first-time buyer, refinancing, or exploring investments. Experience the Burke Team dif
  • Liberty Home Mortgage Corporation
  • 6225 Oak Tree Blvd, Independence, OH, 44131
  • "Liberty Home Mortgage operates with a focus on a very simple goal - to lead the industry in customer satisfaction and to set a new standard by which our industry operates. Liberty Home Mortgage Representatives are available seven days a week. We even have a customer care line which current customers can call to get answers"