As of 2026, the FHA loan limits in the county of Madison, within Boone, WV, are set at $472,030 for a single-family home, increasing to $604,400 for two-unit residences, $730,525 for triplexes, and $907,900 for four-unit buildings.
On the other hand, the maximum loan limits for conventional loans on a single-family home are $726,200, moving up to $929,850 for two-unit homes, $1,123,900 for those with three units, and peaking at $1,396,800 for four-unit properties.
With our FHA calculator, you can access today’s top FHA rates and figure out necessary components, including the down payment, income requirements, credit score, reserves, and any documents essential for qualification.
The Lendersa® calculator empowers you to evaluate FHA rates and terms against those from various other loan programs. Delve into a wide range of options, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA offerings.
Lendersa® compiles extensive loan data from thousands of lenders, allowing quick comparisons that align with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Madison county, Boone, WV, enables a comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria, including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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