2025 FHA Loan Limits for South-Charleston, Kanawha County, West Virginia

In 2025, the FHA loan limit in South-Charleston county of Kanawha, WV is $356,362 for a single-family home, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-unit properties.

The maximum allowance for conventional loans on a single-family home is $548,250, rising to $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Our FHA calculator can help you view today’s best FHA rates and figure out requirements for the down payment, income, credit, reserves, and documents necessary to qualify.

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Consider loan options in South-Charleston, WV

The Lendersa® calculator lets you compare FHA rates and terms with those offered by other loan programs. Compare and analyze options such as Conventional loans, Jumbo, VA, USDA, Non-QM, hard money loans, alongside FHA.

Lendersa® collects data from thousands of lenders and quickly matches it with your individual financial profile and requirements.

For 2025 in South-Charleston county of Kanawha, WV, the Loan Limits Comparison Table enables you to assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification necessities such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits South-Charleston county of Kanawha, WV

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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