2026 FHA Loan Limits for Dunbar, Kanawha County, West Virginia

In 2026, the loan limits for FHA in Dunbar county of Kanawha, WV, are set at $472,030 for a single-family home, increasing to $604,400 for two-unit residences, $730,525 for properties with three units, and $907,900 for four-unit dwellings.

The maximum amount for conventional loans on a single-family house is $726,200, rising to $929,850 for two-unit homes, $1,123,900 for three units, and climbing to $1,396,800 for four-unit buildings.

Our FHA calculator is available to provide today's most competitive FHA rates and help calculate requirements like downpayment, income, credit score, reserves, and necessary documentation to qualify.

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Explore loan options in Dunbar, WV

The Lendersa® calculator offers the ability to compare FHA rates and terms with those of other loan programs. Investigate options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® collects extensive loan program information from thousands of lenders, rapidly comparing it against your individual financial profile and requirements.

The Loan Limits Comparison Table for 2026 within Dunbar county, Kanawha, WV, allows examination of maximum loan amounts in FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money sectors. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications such as income, reserves, and credit.

Loan limits Dunbar county of Kanawha, WV

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • US Senate Federal Credit Union
  • 1310 Braddock Place, Alexandria, VA, 22314
  • Lends in West Virginia
  • Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point.

    In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta

  • National Cooperative Bank
  • 2011 Crystal Drive, Suite 800, Arlington, VA, 22202
  • Lends in West Virginia
  • National Cooperative Bank is the only Bank in the United States dedicated to delivering nationwide Banking products and solutions to cooperatives and other member-owned organizations. Serving both rural and urban neighborhoods, NCB is a leader in supplying grocery, health care, small business and housing solutions to the nation’s communities

  • Community Mortgage LLC
  • 602 Center Street, Suite 107, Mount Airy, MD, 21771
  • Lends in West Virginia
  • Community Mortgage LLC, owning property can quickly turn into a reality. We are highly experienced professionals who will do everything in our power to help you get into an affordable property loan. We will also give you a quick response when Home-page-housedoing so. Our goal is client satisfaction

  • Ruoff Mortgage
  • 1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
  • Lends in West Virginia
  • We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.

  • Access Financial Mortgage Corp.
  • 8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759
  • Lends in West Virginia
  • Access Financial Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • MidAtlantic Farm Credit
  • 45 Aileron Ct., Westminster, MD, 21157
  • Lends in West Virginia
  • MidAtlantic Farm Credit is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, livestock and production; crop insurance; and rural home mortgages. The co-op has over 10, 600 members and almost $2.4 billion in loans outstanding. MidAtlantic has branches serving DE, MD, PA VA and WA.

  • Lower.com
  • 8621 Robert Fulton Drive, Suite 150, Columbia, MD, 21046
  • Lends in West Virginia
  • We believe owning a home is one of the greatest wealth builders out there.
    So our goal is to make homeownership more accessible, and to help more people buy homes. and also We make lower happen—lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.

  • Patriot NTNL Mortgage Corporation
  • 260 Merrimac Court, Prince Frederick, MD, 20678
  • Lends in West Virginia
  • Patriot NTNL Mortgage Corporation began its journey as a Mortgage Broker and Home Improvement Finance Company in June 1993 and has successfully served thousands of customers in the Maryland, Virginia, and Washington DC areas. Patriot NTNL Mortgage Corporation has always had the belief that our customer is top priority.

  • Direct Mortgage Loans, LLC
  • 11011 McCormick Road, Suite 400, Hunt Valley, MD, 21031
  • Lends in West Virginia
  • Direct Mortgage Loans is committed to outstanding mortgage solutions and building life-long relationships. Giving our employees the resources, knowledge, and training to grow, and then help them to succeed, is our passion. Our values are centered on effective, proactive and respectful communication.

  • Tidewater Mortgage Services, Inc.
  • 3920 Market Street, Camp Hill, PA, 17011
  • Lends in West Virginia
  • Tidewater, we treat our employees like family. We believe in positive thinking and we take pride in each member of our team and clients. We’re always looking for participating in bigger, better opportunities to achieve all professional and personal goals. We also believe strongly in giving back to the community.