For 2026, the FHA loan boundaries within Charleston county in Kanawha, WV are determined at $472,030 for a single-family dwelling. The limits extend to $604,400 for two-unit properties, $730,525 for three-unit structures, and $907,900 for four-unit buildings.
In contrast, conventional loan ceiling amounts for single-family residences start at $726,200. This jumps to $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for quadruplexes.
Make use of our FHA calculator to access the current top FHA lending rates. Calculate necessary requirements like the down payment, income, credit score, reserves, and essential documents to qualify for these limits.
The Lendersa® calculator gives you the capability to compare FHA rates and terms with those from other loan programs. Delve into an analysis of options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently collects loan program data from a vast number of lenders, rapidly aligning these offerings with your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Charleston county of Kanawha, WV offers a comprehensive look at maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For examining qualification needs—such as income, reserves, and credit standards—consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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