In 2026, FHA loan limits designated for Montgomery county within Kanawha, WV are established as $356,362 for single-family homes, $456,275 for properties with two units, $551,500 for three-unit residences, and $685,400 for four-unit buildings.
The upper limits for conventional loans on single-family residences reach $548,250. For homes with two units, the limit is set at $702,000, and it increases to $848,500 for three-unit dwellings, finally reaching $1,054,500 for four-unit properties.
Use our FHA calculator to discover today's top FHA rates and determine necessary components like downpayment, income levels, credit scores, reserves, and essential documents required for qualification.
The Lendersa® calculator aids in comparing FHA rates and terms with those offered through other loan programs. Analyze options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA alternatives.
Lendersa® aggregates detailed loan program data from a multitude of lenders, swiftly matching these opportunities with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Montgomery county, Kanawha, WV, is your guide for reviewing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate requirements like income, reserves, and credit qualifications, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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