For 2026, the FHA loan limits in Oak-Hill county of Fayette, WV are listed as $356,362 for single-family homes, $456,275 for two-unit dwellings, $551,500 for three-unit buildings, and $685,400 for properties with four units.
The maximum available for conventional loans on a single-family home is $548,250. This limit increases to $702,000 for houses with two units, $848,500 for three-unit residences, and $1,054,500 for four-unit homes.
Using our FHA calculator, you can determine today's best FHA rates and calculate the necessary down payment, income requirements, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator enables comparisons between FHA rates and terms and those of other loan programs. Examine various options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA offerings.
Lendersa® aggregates data from thousands of lenders and quickly matches it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Oak-Hill county of Fayette, WV, allows you to look at the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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