For 2026, the FHA loan ceilings in Beckley county of Raleigh, WV are established at $472,030 for a single-family dwelling, $604,400 for homes with two units, $730,525 for buildings with three units, and $907,900 for four-unit properties.
Conversely, the peak loan amount for conventional loans on single-family residences is $726,200, rising to $929,850 for two-unit constructions, $1,123,900 for three-unit houses, and $1,396,800 for homes with four units.
With our FHA calculator, you can explore today's best FHA rates and calculate essential aspects such as down payment, income, credit score, reserves, and necessary documents to meet qualification standards.
The Lendersa® calculator allows you to compare FHA rates and terms against those from other loan programs. You can explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA.
Lendersa® compiles extensive loan program data from thousands of lenders, promptly matching this information with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Beckley, Raleigh, WV showcases maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs, including income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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