For 2026, the FHA loan cap in Shady-Spring county, located in Raleigh, WV, stands at $356,362 for a single-family residence. It increases to $456,275 for duplexes, $551,500 for tri-unit homes, and peaks at $685,400 for four-unit complexes.
The conventional loan maximums on a single-family residence start at $548,250, escalate to $702,000 for two-unit properties, rise to $848,500 for triplex homes, and reach $1,054,500 for four-unit dwellings.
Use our FHA calculator to find today's competitive FHA rates and assess essential criteria like down payment, income levels, credit requirements, reserves, and necessary documents for approval.
Lendersa® calculator enables you to evaluate FHA rates and terms alongside those available from other lending programs. Examine and assess a wide range of loan options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in conjunction with FHA.
Lendersa® draws comprehensive loan program data from thousands of lenders, providing swift and tailored comparisons according to your unique financial profile and needs.
Our Loan Limits Comparison Table for 2026 in Shady-Spring county of Raleigh, WV, allows an in-depth look at the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To scrutinize qualification needs such as income, reserves, and credit, Lendersa® Super Loan Integrated Qualifier (SLIQ™) is an invaluable tool.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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