In 2025, the FHA loan limits for Princeton county, within Mercer, WV, are $472,030 for a single-family house, rising to $604,400 for two-unit structures, $730,525 for three-unit properties, and $907,900 for buildings accommodating four units.
The maximum borrowing amount for conventional loans on a single-family home is $726,200. For two-unit homes, this increases to $929,850, while three-unit homes can qualify for $1,123,900, and residences with four units reach $1,396,800.
Make use of our FHA calculator to explore today’s leading FHA interest rates, and calculate all the critical details including necessary down payment, income, credit prerequisites, reserves, and associated documentation required to qualify.
The Lendersa® calculator provides you with the capacity to compare FHA rates and terms against those from other loan programs. Dive into a comprehensive comparison of different options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside existing FHA options.
With data sourced from thousands of lenders, Lendersa® rapidly evaluates and compares these offerings against your unique financial profile and requirements for tailored insights.
The Loan Limits Comparison Table for 2025 available for Princeton county, within Mercer, WV, features a detailed analysis of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money categories. For assessing qualification requirements including income levels, reserves, and credit assessments, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be utilized for enhanced analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
