San Francisco complete list of Hard Money Lenders 2026

Lendersa® will match your loan request in San Francisco, Los Angeles County, California, with 991 hard money lenders and brokers. Their advanced hard money mortgage calculator assesses and aligns your lending needs by considering 20 different matrices, such as the distance to property locations and your preferred speed of funding.

The Lendersa® directory highlights 16 hard money lenders and brokers within five miles of San Francisco, 31 within ten miles from the city, and 88 with offices located within twenty-five miles from San Francisco.

Unlike conventional loans, a shorter distance between the hard money lender and the property can increase loan approval chances and accelerate the funding process.

Compare loan offers from 100 lenders in San Francisco

To find the exact distance between the lenders to your property, you can enter the property address or location here:


  • Wachter Investments Inc
  • 49 Park Road, Burlingame, CA, 94010
  • Lends in California
  • Wachter Investments, Inc. was founded in 1979 by our father, Harold Wachter, and remains family-owned and operated to this day.We take pride in having successfully endured the roller coaster ride of ups and downs of our Real Estate Market spanning over four decades.We’ve learned plenty over the past forty-one years of being in this industry.

  • Apoyo Financiero
  • 3100 Oak Road, Suite 210, Walnut Creek, CA, 94597
  • Lends in California
  • Apoyo Financiero, is a fast-paced and rapid-growth small loans company serving under-banked communities. We have served over 30,000 clients and funded over $300 million in loans. With over thirty offices and more than 210 employees, our goal is to improve the lives of our clients, employees and communities we serve.

  • Argus Lending
  • 3478 Buskirk Avenue, Suit 262, Pleasant Hill, CA, 94523
  • Lends in California
  • Argus provide the best lending experience possible, and quick loan processing is our forte. With company wide principles based on customer experience, cutting edge lending software, and efficient lending teams.and also we provide a lending experience hard to find elsewhere in the industry. It takes a great team to build the right loan

  • Avenir Mortgage Planners
  • 3480 Buskirk Ave, Suite 260, Pleasant Hill, CA, 94523
  • Lends in California
  • Avenir Mortgage Planners is one of the top rated mortgage companies in the San Francisco Bay Area.
    Our team is made of well-educated and dedicated experts who share one passion: helping others. Our biggest success is the excellent reviews and continuous referrals we receive from our raving fans.

  • J5 Funding, Inc
  • 1615 Bonanza Street, Suite 211, Walnut Creek, CA, 94596
  • Lends in California
  • J5 Funding, Inc. is the trusted partner for those seeking agile and innovative financial solutions. As a leader in private lending, we specialize in direct, short-term bridge financing that transcends conventional loan limits. Whether you're a developer or real estate investor, J5 Funding ensures swift, tailored funding to meet unique needs, empowe

  • Bullplace Inc.
  • 1990 North California Boulevard, Suite 20, Walnut Creek, CA, 94596
  • Lends in California
  • Bullplace Inc Our business motto is to offer each client service that is perfectly tailored to their needs.We want to provide a personal touch, something lost in most other present-day companies, that have sacrificed empathy over cutting edge technology We are a residential and commercial loan brokerage, offering mortgage services.

  • Semper Home Loans, Inc
  • 1299 Newell Hill Pl - Suite 101, Walnut Creek, CA, 94596
  • Lends in California
  • Semper Home Loans provides potential home buyers across demographics, generations, and income brackets with affordable rates and educational resources that are packaged in an intuitively streamlined process. Semper achieves this by omitting extraneous steps in the application process to get you preapproved faster than any other mortgage company.

  • Preferred Mortgage Advisors, Inc.
  • 1261 Locust #229, Walnut Creek, CA, 94596
  • Lends in California
  • Preferred Mortgage Advisors.As a team of seasoned mortgage professionals, we provide accurate mortgage options, details and costs so you can make a smart mortgage decision for your personal situation and You will receive multiple mortgage options to consider and we take the time to review the pros

  • United Financial Services.
  • 24301 Southland Dr, Suite 409, Hayward, CA, 94545
  • Lends in California
  • United Financial Services (UFS) provides private direct loans. We provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans, often called “hard money” can be used for the purchase or refinance of non-owner occupied residential properties, financing of renovation projects, and bridge funding.

  • Allison Capital
  • 936 Constitution Drive, San Mateo, CA, 94404
  • Lends in California

  • Innovation
    We design custom funding solutions for your business needs. Working Capital - Term Loans - Business Lines of Credit and more!
    Fund Your Business
    Our company can get you the funding you need through revenue based or credit based funding options.
    WHO WE ARE
    We are a provider of non traditional business funding options. We offer

  • Reali
  • 777 Mariners Island Blvd., San Mateo, CA, 94404
  • Lends in California
  • Founded in 2016 by a team of experienced agents, engineers, and innovators, Reali is an end-to-end real estate platform that makes the homeownership journey simple, affordable and stress-free every step of the way. By combining all disciplines under one roof from agents and loans to escrow and title Reali provides a seamless process.

  • Emerson Financial
  • 675 Mariners Island Blvd, Suite 107, San Mateo, CA, 94404
  • Lends in California
  • Emerson Financial is an established Mortgage Loan Brokerage firm specializing in the financing of residential and investment property throughout California.and also Whether you are looking to refinance, buy your next home or starting as a first-time homebuyer, our loan officers are here. They will guide you through your transaction..