Hard money loans Lowest rates with AI in Laguna Beach, California

Use Lendersa® hard money mortgage calculator to find private real estate investors in Laguna Beach, Orange, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Find Private Lenders Near You in Laguna Beach, CA

Securing a private investor through a local hard money broker can greatly enhance your chances of obtaining a loan. Hard money lending in Laguna Beach often relies on collaborating with investors who are thoroughly familiar with the local area and its unique characteristics. Proximity plays a critical role; when the hard money investor is located closer to the property, it not only boosts the likelihood of loan approval but also accelerates the funding process, making it a seamless experience for borrowers.

With the population of Laguna Beach posting at 22827 and properties typically selling at an average price of $2,124,460, potential borrowers and investors gain valuable insights into the area's real estate dynamics. This knowledge helps to navigate the market successfully, ensuring that both investors and borrowers can capitalize on the opportunities available within the local environment.

We offer an extensive list of both commercial and residential lenders. These lenders specialize in providing loans secured by the equity in real estate, often with minimal reliance on your credit score or income verification requirements. This flexibility allows a broader range of borrowing options to suit various financial situations and needs. Furthermore, the list provides the distances from each private lender to the specified Zipcode(s): 92651, 92652, aiding you in finding lenders that are conveniently accessible.

Explore and compare loan offers from a diverse selection of 100 lenders today



  • Brave Mortgage, Inc
  • 2101 Business Ctr Dr. Ste 230, Irvine, CA, 92612
  • We offer creative financing that includes DSCR, bridge, short term and long term financing for all investor/business purpose nationwide. We service all property types including, but not limited to, industrial, retail, mixed use, multifamily, and single family. Fast turn times and competitive rates.
  • EBSC Lending
  • 18575 Jamboree Rd, Irvine, CA, 92612
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We have underwritten over $1 billion of real estate transactions. We execute consistently, quickly and effectively. We provide investment proper
  • Commercial Bank of California
  • 19752 Macarthur Boulevard, Irvine, CA, 92612
  • CBC is one of the nation’s highest capitalized banks, ranking in the top 6 percent. A full-service, FDIC-insured, community bank headquartered in Irvine, California, CBC is owned, built and run by entrepreneurs for entrepreneurs. Local business leaders such as William Lyon, Paul Folino, and Alex Meruelo serve on the Board of Directors.
  • Diversified Mortgage Co.
  • 2081 Business Center Drive, Suite 155, Irvine, CA, 92612
  • DMC Inc. / Diversified Mortgage Co. is a duly licensed California Real Estate brokerage firm, licensed by the California Department of Real Estate, Lic. #01085780, and is also an associate member of the California Mortgage Association and we are in good standing with the Better Business Bureau (BBB). NMLS License #336445
  • Excellent Solutions
  • 2600 Michelson Drive, Suite 920, Irvine, CA, 92612
  • Excellent Solutions customizes short term, non-conventional loans. In doing so we require minimal paperwork to close a loan and also Excellent Solutions is the lending arm of Excellent Capital, a Southern California family office with deep expertise in real estate backed loans for acquisitions, fix-and-flip, refinance, development
  • BHH Affiliates, LLC
  • 18500 Von Karman Ave, Suite 400, Irvine, CA, 92612
  • Berkshire Hathaway HomeServices is a brand-new real estate brokerage franchisee network built for a new era in residential real estate. The brand, among the few organizations entrusted to use the world-renowned Berkshire Hathaway name, brings to the real estate market a definitive mark of stability, strength, quality and innovation.
  • American Star Mortgage
  • 2082 Business Center Drive, Suite 235, Irvine, CA, 92612
  • Founded in 2008, American Star Mortgage is one of the most respected independent mortgage lenders in the United States. Our mission is to be your first choice in financing your homeownership, and to build prosperity in the communities we serve. To accomplish this goal, we continue to do what we do best: deliver exceptional mortgage service.
  • PrimeStone Mortgage
  • 19900 MacArthur Blvd, Suite 610, Irvine, CA, 92612
  • PrimeStone Mortgage was established with one goal in mind; to give borrowers confidence in the lending process again. Our streamlined system takes the stress out of the home buying experience. We were founded on 3 core principals; Consistency, Efficiency and Integrity. We feel with these simple practices we can meet all of our client’s needs.
  • FundingUSA.com
  • 2081 Business Center Dr, Suite 180, Irvine, CA, 92612
  • "At FundingUSA.com we treat our clients with courtesy and integrity. We guarantee realistic, honest mortgage advice that achieves results. Our years of experience and notable expertise ensure that your financial future is in good hands. Our consistent track record of uncompromising ethics instills confidence and trust."
  • Luxury Mortgage Corp.
  • 18100 Von Karman Avenue, Suite 330, Irvine, CA, 92612
  • "Luxury Mortgage Corp® offers a wide array of adjustable and fixed rate mortgage products for loans on residential properties. As a mortgage lender, we have the ability to set customized pricing based on mortgage programs structured to suit individual needs. We have the power to lock in rate, approve, underwrite and close loans. "
  • 365 Home Lending
  • 18818 Teller Ave, #145, Irvine, CA, 92612
  • 365 Home Lending is a mortgage lending brokerage located in Southern California that focuses on residential purchase and refinance transactions. We are licensed with over a dozen major lenders which gives us the ability to shop the best rates and terms for our clients and in most cases offer top tier pricing.