Waco Private & Hard Money Lenders for Real Estate

Use Lendersa® hard money mortgage calculator to find private real estate investors in Waco, McLennan, TX. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Discover Private Lenders Near You in Waco, TX

When you connect with a private investor through a local hard money broker, your likelihood of obtaining a loan can grow substantially. Hard money loans in Waco often rely on identifying investors who have a good understanding of the neighborhood. Furthermore, reducing the distance between the hard money investor and your property not only boosts the odds of loan approval but also speeds up the overall funding process, making it more efficient and smoother.

The population within Waco currently stands at 192315, and homes on the market are selling at an average price of $146,530. This data highlights the vibrancy and potential of the area.

We invite you to explore our comprehensive directory of both commercial and residential lenders who provide loans that are secured by the equity in real estate. These lenders typically place minimal emphasis on your credit score and income verification, sometimes not considering them at all. The list conveniently details the distance of each private lender from specified Zipcode(s): 76798, helping you make an informed choice based on proximity.

Start comparing loan offers from a selection of 100 lenders today to find the best deal for you.



Waco Private Money Lenders

  • Community Bank & Trust, Waco, Texas
  • 1800 Washington Avenue, Waco, TX, 76701
  • Lends in Texas
  • At Community Bank & Trust, our mission statement is "Serving Beyond Expectations."​ By making this statement, we are making a pledge that our core purpose is to provide quality financial services with excellence and professionalism to Central Texans. Community Bank & Trust was founded in 1952 as a customer-oriented, convenient bank.

  • Neighborhood Housing Services of Waco, Inc
  • 922 Franklin, Waco, TX, 76701
  • Lends in Texas
  • NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.

  • 1st University Credit Union
  • 24 La Salle Ave, Unit C, Waco, TX, 76706
  • Lends in Texas
  • 1st University Credit Union has been helping people achieve their financial goals since 1956 when the president of Baylor University wrote a letter to the Texas Credit Union Department requesting a charter for a credit union to serve the employees, students, and alumni of Baylor and their families.

  • Brazos Student Loans
  • 5609 Crosslake Parkway, Waco, TX, 76712
  • Lends in Texas
  • The Brazos Higher Education Service Corporation, Inc. (Brazos Higher Education) is a nonprofit corporation that has been dedicated to providing assistance for higher education for over 40 years. Brazos Higher Education is an independent organization that is self-funded and self-capitalized. We are not affiliated with any colleges or universities.

  • Alliance Bank Central Texas
  • 191 Archway Drive, Woodway, TX, 76712
  • Lends in Texas
  • Alliance Bank Central Texas was established in 2007 to fill a void in Waco caused by the many bank mergers, consolidations, and centralizations taking place at the time. At Alliance Bank Central Texas, we believe that customers come first and do not want to deal with big, impersonal banking giants.

  • Rocket Federal Credit Union
  • 905 West McGregor Drive, Mc Gregor, TX, 76657
  • Lends in Texas
  • Rocket Federal Credit Union has been open since 1954. The credit union has assets totaling $29.97 Million and provides banking services to more than 3, 000 members as of March 2022.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.

  • First National Bank of McGregor
  • 401 S Main St, Mc Gregor, TX, 76657
  • Lends in Texas
  • The First National Bank of McGregor in 1889, TFNB is the oldest bank in McLennan County and the seventh oldest national bank in Texas still operating under its original charter. In 1957, we moved from our original location at 217 S. Main in McGregor, Texas to a more modern building across

  • Centex Citizens Credit Union
  • 1404 E Milam Street, Mexia, TX, 76667
  • Lends in Texas
  • Centex Citizens received its original charter in 1954 as Mexia State School Credit Union to serve the employees of Mexia State School. It was virtually operated on a "back-pocket" system with a signature and handshake being all that was required for employees to make small loans. With each passing year, the membership and assets grew.

  • Fort Hood National Bank
  • 109 T J Mills Blvd, Fort Hood, TX, 76544
  • Lends in Texas
  • Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.

  • First Community Bancshares, Inc
  • 703 Swanner Loop, Killeen, TX, 76543
  • Lends in Texas
  • First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings.