Waco, Texas Private money Lenders complete AI list of 2026

Use Lendersa® hard money mortgage calculator to find private real estate investors in Waco, McLennan, TX. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Discover Private Lenders Near You in Waco, TX

When you connect with a private investor through a local hard money broker, your likelihood of obtaining a loan can grow substantially. Hard money loans in Waco often rely on identifying investors who have a good understanding of the neighborhood. Furthermore, reducing the distance between the hard money investor and your property not only boosts the odds of loan approval but also speeds up the overall funding process, making it more efficient and smoother.

The population within Waco currently stands at 192315, and homes on the market are selling at an average price of $146,530. This data highlights the vibrancy and potential of the area.

We invite you to explore our comprehensive directory of both commercial and residential lenders who provide loans that are secured by the equity in real estate. These lenders typically place minimal emphasis on your credit score and income verification, sometimes not considering them at all. The list conveniently details the distance of each private lender from specified Zipcode(s): 76798, 76710, 76711, 76712, 76708, 76701, 76707, 76706, 76704, 76702, 76703, 76714, 76797, 76799, helping you make an informed choice based on proximity.

Start comparing loan offers from a selection of 100 lenders today to find the best deal for you.



  • Houston Federal Credit Union
  • 16320 Kensington Dr, Sugar Land, TX, 77479
  • Lends in Texas
  • The Mission of Houston Federal Credit Union is to “Be our members’ advocate by helping them achieve their dreams with personalized financial solutions”. Our Mission Statement was adopted in February 2007. Originally chartered as Fluor Mid-Continent Employees Federal Credit Union, HFCU now has the strength of over $700 million in assets.
  • Pioneer Finance
  • 13310 University Boulevard, Sugar Land, TX, 77479
  • Lends in Texas
  • Pioneer Finance is a direct private lender that helps investors get financing through loans. Over 50 years of collective experience has awarded Pioneer with the right combination of industry knowledge & financial strength to help investors get the funding they need. We offer a variety of loan products and flexible loan terms.
  • Acacia Mortgage Finance Group Inc
  • 4619 St. Michaels Court, Sugar Land, TX, 77479
  • Lends in Texas
  • Acacia Mortgage Finance Group is your premier mortgage broker and funding source for your residential mortgage need. Whether you plan to purchase or refinance our knowledgeable loan officers are ready to help you realize or maintain your dream of homeownership. We specialize in Conventional and FHA financing for purchases, refinance and investment.
  • Loan Hub
  • 1300 McGowen St, Houston, TX, 77004
  • Lends in Texas
  • DOSS Home Loans is affiliated with the DOSS Brand of services & technology designed to automate the process, reduce transactional friction, & pass that savings on to our clients. Our mission is to develop the best technology to make homeownership in AMERICA more affordable.our mission is to serve our customers with honesty, integrity & competence.
  • Tidal Loans
  • 2616 S Loop W, Unit 505, Houston, TX, 77054
  • Lends in Texas
  • Our team has over 50 years of combined hands on experience investing in all aspects of real estate: from residential development, private money lending, property management and fix and flips. We have been in your shoes and we know what it takes to become successful real estate investors.
  • Sutton Residential & Commercial
  • 2111 Highway 90-A, Suite A, Missouri City, TX, 77489
  • Lends in Texas
  • Sutton Residential and Commercial Mortgage, LLC is a locally owned premiere brokering firm with in-house processing, Competitive rates, a wide selection of mortgage products, and world class customer service keeps satisfied customers returning time after time. We strive to be more than your lender for life.
  • NEW HOME GUIDE TEXAS
  • 1614 Fieldlark Lane, Missouri City, TX, 77489
  • Lends in Texas
  • We live to help our clients buy and sell their homes in Texas, and it would be our pleasure to help you with your real estate transaction today, and everyday. Free credit workshop and credit assistance available. 100% Financing ZERO DOWN PAYMENT Purchase your new home and take full advantage of the additional savings.
  • Texas Mortgage Capital Corporation
  • 311 Howard St, San Antonio, TX, 78212
  • Lends in Texas
  • Texas Mortgage Capital Corporation is a premier provider of private money loans and investment opportunities. We specialize in offering tailored financing solutions for a variety of needs including short-term bridge loans, fix-and-flip investments, buy-and-hold investments, refinancing a current loan,