In 2025, the USDA loan cap for Bethel, in the county of Bethel, AK, is $374,100, whereas the FHA limit for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to juxtapose the current USDA against FHA rates. Using this advanced tool, you'll ascertain the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator enables you to compare USDA, FHA, Conforming, and VA options side by side, facilitating a decision on which program in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $374,100 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $1,089,300 | 3% |
The mission of Lendersa® is to swiftly and effortlessly secure you the most favorable USDA or FHA loan available. Begin your journey by choosing from three distinct starting points that seamlessly connect you with compatible lenders and USDA loan schemes.
A USDA home loan, backed by the U.S. Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage. This financing option is available solely for rural locations. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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