In 2026, the USDA loan cap for Nome, within the county of Nome, AK, is $413,700. In contrast, the FHA limit for a single-family home is $472,030.
Explore today’s leading rates using the Lendersa® USDA loan calculator, comparing USDA and FHA options. Determine the income, credit, reserves, and paperwork needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the ideal program in for your financial scenario.
2026 Loan Limits and Downpayment Requirements in Nome, Nome, AK
Type of Loan
Loan Maximum
Down Payment
USDA
$413,700
0%
FHA
$472,030
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Choices in Nome, AK
The objective of Lendersa® is to quickly obtain the best USDA or FHA loan for you, without hassle. Begin with one of three approaches to partner with lenders and explore USDA loan programs.
The USDA home loan, also termed as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is designated for rural regions. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require a down payment, making them a beneficial option for qualifying buyers.
Our credit union was chartered in 1952. For many years, we served primarily active duty and civil service personnel associated with Fort Wainwright. Then, in 2001, we branched into the community of Fairbanks and now serve all of the Fairbanks North Star Borough. Through mobile banking, remote deposit capture
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The driving force behind the credit union’s founding was four te
Denali State Bank. We’re a full-service community Bank based in FairBanks, Alaska.We opened our doors in 1986 with the belief that our community and customers want and deserve to work with a Bank where all Bank decisions impacting their financial security are made right here in FairBanks.
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307 E. Northern Lights Blvd, Suite 202, Anchorage, AK, 99503
Lends in Alaska
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