USDA and FHA Pro and Con in Nome, Nome County, AK

In 2026, the USDA loan cap for Nome, within the county of Nome, AK, is $413,700. In contrast, the FHA limit for a single-family home is $472,030.

Explore today’s leading rates using the Lendersa® USDA loan calculator, comparing USDA and FHA options. Determine the income, credit, reserves, and paperwork needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the ideal program in for your financial scenario.

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2026 Loan Limits and Downpayment Requirements in Nome, Nome, AK

Type of Loan Loan Maximum Down Payment
USDA $413,700 0%
FHA $472,030 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Choices in Nome, AK

The objective of Lendersa® is to quickly obtain the best USDA or FHA loan for you, without hassle. Begin with one of three approaches to partner with lenders and explore USDA loan programs.

Lendersa USDA loan inquiry and matching results

Defining USDA Loans in AK

The USDA home loan, also termed as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is designated for rural regions. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require a down payment, making them a beneficial option for qualifying buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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