As of 2026, the USDA loan ceiling for Utqiagvik, situated in the county of North Slope, AK, is set at $390,500. Meanwhile, for a single-family home, the FHA loan limit is $472,030.
Employ the Lendersa® USDA loan calculator to evaluate today's leading rates, comparing USDA and FHA options. Determine the income, credit rating, reserves, and paperwork you'll need for qualification. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA loan choices, enabling you to identify the most suitable program in for your financial circumstances.
2026 Loan Maximums and Down Payment Requirements in Utqiagvik, North Slope, AK
Loan Type
Maximum Loan Amount
Down Payment Percentage
USDA
$390,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Choices in Utqiagvik, AK
The primary goal of Lendersa® is to swiftly and seamlessly help you obtain the best USDA or FHA loan. Start by picking one of three pathways, each designed to align you with lenders and USDA loan opportunities.
A USDA home loan, otherwise referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and exclusively available in rural areas. Unlike FHA loans, which mandate a minimum of 3.5% down payment, the USDA loan does not necessitate any down payment, offering advantageous financing solutions for eligible rural residents.
First Metro Bank has planted roots in our community since 1988. We’ve helped our Neighbors raise families, open businesses, and plan for the future. It is our way of doing business that separates us from the crowd, and allows our customers to know that they are far more than just a number.
"Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
In 1952, seven Reynolds Metals employees came together to combat the growing issue of predatory lending to other vulnerable plant workers. At the time, loan sharks would lend money with outrageous interest rates and sometimes never-ending terms."
In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.
"Onomea Federal Credit Union has been open since 1939. The credit union has assets totaling $22.25 Million and provides banking services to more than 2,000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"
TN Members 1st was Oak Ridge’s first credit union chartered by the Federal Government to service the employees of the Department of Energy. In October 2005, TN Members 1st received its community charter for Anderson, Knox, and Roane counties. Tennessee Members 1st Federal Credit Union exists to provide quality financial services for its members.
Kimberly Richards President has been in the industry since 1985. She has worked as a forensic underwriting auditor with the federal government and private investors; operated several mortgage branches in TN, TX, GA, MS, and AL; and knows every step of a loan from beginning to end.
Y-12 Federal Credit Union is a federally chartered not for profit organization, owned by its members, offering a wide range of financial services to its members/owners. The Credit Union was chartered in 1950, to serve the employees of the Union Carbide Y-12 Nuclear Weapons Production Plant.
Austin Bank has been serving East Texas since 1900. While we have grown to serve more locations and adapted new technology, our dedication to serving you, our customers, has remained the same since. If you would like to learn more about who we are at Austin Bank, we invite you to click on any of the links below so you can see
The Credit Union is a not-for-profit financial cooperative owned by individual members, like you. Our strength is in our membership. Our goal is to help you reach your financial goals. Your financial success propels our growth and enables us to offer better products and services to all of our members and to be a positive force in the communities
Mahone Mortgage LLC Founded in 2008 We are a local Charlottesville, VA mortgage broker specializing in personalized service for all mortgage needs. Along with our two other loan officers, Larry Saunders and Kim Casteen, we have closed over 1200 loans for over $300, 000, 000 since opening our doors.
620 Woodbrook Dr, Suite 2, Charlottesville, VA, 22901
We’re locally owned and operated. When you get your mortgage through Crown, your loan officer and processor walk by your side through the entire process. We’re home loan specialists. Not salesmen. If you want the best deal on your home loan, you need a loan officer who knows what that actually is.
Citizens Bank and Trust Company of Grainger County
8335 Rutledge Pike, Rutledge, TN, 37861
We began to serve the citizens of Grainger County as a state-chartered bank on December 19, 1919. At that time, we had 29 depositors with $12, 291.23 in deposits. Since then, we have grown to 5 locations within the County, servicing over 13, 000 customers with total deposits exceeding $200 million.
