FHA Vs. USDA loan program for Utqiagvik, North Slope County, Alaska

As of 2025, the USDA loan ceiling for Utqiagvik, situated in the county of North Slope, AK, is set at $390,500. Meanwhile, for a single-family home, the FHA loan limit is $472,030.

Employ the Lendersa® USDA loan calculator to evaluate today's leading rates, comparing USDA and FHA options. Determine the income, credit rating, reserves, and paperwork you'll need for qualification. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA loan choices, enabling you to identify the most suitable program in for your financial circumstances.

USDA and FHA Loan Choices in Utqiagvik, AK

The primary goal of Lendersa® is to swiftly and seamlessly help you obtain the best USDA or FHA loan. Start by picking one of three pathways, each designed to align you with lenders and USDA loan opportunities.

Lendersa: USDA loan requests and results of matching

Understanding USDA Loans in AK

A USDA home loan, otherwise referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and exclusively available in rural areas. Unlike FHA loans, which mandate a minimum of 3.5% down payment, the USDA loan does not necessitate any down payment, offering advantageous financing solutions for eligible rural residents.

Get top 10
USDA LENDERS
customized to yout needes

(800) 626-1448 Lender's profile and map Reviews TopLine Federal Credit Union 9353 Jefferson Highway, Maple Grove, MN, 55369 TopLine Federal Credit Union is a not-for-profit, member-owned financial services cooperative serving the Twin Cities and surrounding areas. For over 85 years, we’ve been the safe, local banking choice for Minnesotans looking for greater financial peace of mind. We provide all the personal banking services you need to make life more comfortable
(763) 416-2600 Lender's profile and map Reviews MORTGAGES UNLIMITED INC. 7365 Kirkwood Court N, Suite 300, Maple Grove, MN, 55369 Mortgages Unlimited delivers value-added loan solutions that fit every clients needs. Our goal is simple—to offer the unlimited loan options of a major lender with the personal service and feel of a family-owned business. We take great pride in our corporate values—strong ethics, family values and teamwork.
(763) 422-0290 Lender's profile and map Reviews Anoka Hennepin Credit Union 3505 Northdale Boulevard NW, Coon Rapids, MN, 55448 Anoka Hennepin Credit Union (AHCU) was founded in 1962 by 13 employees of the Anoka Hennepin School District. Our roots will always honor its decades of service as a "school focused" credit union, serving the largest school district in Minnesota. Today, we continue to be united by a vision of enriching the lives of our members.
(559) 584-0922 Lender's profile and map Reviews FAST Federal Credit Union 312 W. 7th Street, Hanford, CA, 93230 FAST Credit Union is not-for-profit. We're not about making money, were about improving your finances and serving you! FAST Credit Union was created in 1953 to serve our members and improve lives. More than 60-years later, our focus continues– serving our members and improving lives.
(559) 530-3042 Lender's profile and map Reviews Buwalda Mortgage Services, Inc. 426 N Redington, Hanford, CA, 93230 Buwalda Mortgage Services Inc., AKA BMS Inc., offers a variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family owned business that has over 24 years experience in mortgage lending, finance, and retail Banking.variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family
(559) 583-9777 Lender's profile and map Reviews Valleywide Lending Solutions 630 North Irwin Street, Hanford, CA, 93230 Our mission here at Valleywide Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
559 584 6633 Lender's profile and map Reviews All Family Lending 1300 N Irwin St, Hanford, CA, 93230 All Family Lending & Real Estate has been providing mortgage loans and real estate sales to the residents of Hanford and the surrounding areas since 2005 and also All Family Lending apart is our ability as Mortgage Brokers to reach across several loan programs and products,effectively tailoring a loan to each and every one of our unique customers.
(605) 449-4261 Lender's profile and map Reviews The Security State Bank 117 N Third St, Emery, SD, 57332 The Security State Bank is located in Emery, SD, United States and is part of the Depository Credit Intermediation Industry. The Security State Bank has 12 total employees across all of its locations and generates $1.41 million in sales (USD). There are 2 companies in the The Security State Bank corporate family.
(763) 777-5800 Lender's profile and map Reviews Homes For Heroes 9201 West Broadway Ave, Suite 615, Minneapolis, MN, 55445 Homes for Heroes, Inc., has helped over 51, 000 heroes save over $91 million on their real estate transactions, sold over $12 billion in real estate to heroes, actively partnered with more than 4, 200 like-minded real estate and mortgage professionals who’ve joined in the mission, and donated over $1 million to heroes.
(507) 557-2233 Lender's profile and map Reviews Franklin State Bank 278 2nd Ave E., Franklin, MN, 55333 At Franklin State Bank, we are your trusted banking partner! Located in Southwest Minnesota, we are happy to serve our friends, family and neighbors by helping them secure home, business, and agricultural loans as well as supplying them with convenient checking, savings and more. Online and mobile banking ensures you get your financial information
(763) 267-6300 Lender's profile and map Reviews Teamsters Credit Union. 9422 Ulysses Street NE, Suite 140, Blaine, MN, 55434 Teamsters Credit Union offers a range of financial accounts including Share Savings, Checking, Money Market, Certificates of Deposit, Holiday Club, and Vacation and we are a member-owned, volunteer directed, not-for-profit cooperative dedicated to improving our members' lives. As a result, deposit accounts generally receive higher dividends
(763) 479-1931 Lender's profile and map Reviews Bank of Maple Plain 4980 Highway 12, Maple Plain, MN, 55359 Bank of Maple Plain, one of Minnesota's longest standing institutions, is just that kind of bank. Since 1905, they've been providing customers like you with excellent banking service. Open a checking or savings account here for safe and secure banking. We offer a wide array of products and services for consumers as well as business customers.