USDA VS FHA in Kotzebue, Northwest Arctic County, AK
In 2025, the USDA loan cap in Kotzebue, located in the county of Northwest Arctic, AK, is $390,500. Conversely, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's best USDA and FHA rates. Establish the income, credit score, reserves, and documents needed to qualify. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA options, helping you select the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Kotzebue, Northwest Arctic, AK
Loan Type
Loan Limit
Down Payment
USDA
$390,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Kotzebue, AK
Lendersa® aims to efficiently secure the best possible USDA or FHA loan for you. Begin with one of three starting routes that connect you with suitable lenders and USDA loan choices.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment, offering a significant advantage for eligible borrowers.
220 South 200 East, Suite 200, Salt Lake City, UT, 84111
Stratify Lending, our goal is to make the process seamless and enjoyable. Our mortgage professionals are experts on the wide array of mortgage products available to consumers. Our careful assessment process will help match you with the right product to meet your long-term financial goals
RushFire Private Lending is a privately owned non-traditional real estate finance company powered by technology. We provide asset-based financing for real estate entrepreneurs wholesaling, developing, and rehabilitating real estate within the state of Utah. We focus on wholesale short-term, single-family residential rehab
111 East Broadway Suite 390, Salt Lake City, UT, 84111
Founded in 2004, Actium is a holding company making equity and debt investments in a range of industries and real estate projects to achieve a superior return on its capital while preserving a margin of safety. Actium Partners focuses on companies that work within established, non-high tech areas of business.
Since 1956, Liberty Bank has been supporting small businesses and homeowners in the Salt Lake City area. We believe in offering excellent customer service, home loans, and competitive CD rates and Our bank also supports the local community by working with several local groups, such as the Salt Lake Rotary Club.
Ridgeline Federal Credit Union (formerly known as Utah Federal Credit Union) has been open since 1951. The credit union has assets totaling $27.49 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
699 E. South Temple, Suite 140, Salt Lake City, UT, 84102
Mortgage America, LC offer a wide array of conventional mortgage loan products. Jennifer Berard has functioned as the Owner Lending Manager since our inception. Our committment is to exceptional customer service with 20+ years combined experience in the mortgage industry while providing the lowest interest rates available at reasonable costs.
Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years.
807 E South Temple Suite 200, Salt Lake City, CA, 84102
Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years
2480 S 3850 W, Suite C, West Valley City, UT, 84120
"Deseret First Credit Union exists to foster the financial independence and well-being of its members within the LDS community. Our reputation for providing value and empowering the community reaches beyond the borders of Utah, where our 11 branches are located.
Because we are a credit union, we have members, and not customers."
