USDA Vs. FHA your options comparison in Harvest, Madison County, AL

In 2025, the USDA loan limit for Harvest, located in Madison County, AL, is $336,500, while the FHA loan limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates. Determine the income, credit, reserves, and documents needed for qualification. With our sophisticated mortgage calculator, compare USDA, FHA, Conforming, and VA side by side to decide which suits your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Harvest, Madison, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Harvest, AL

The aim of Lendersa® is to secure the best USDA or FHA loan for you swiftly and with no hassle. Choose from three pathways to connect with lenders offering USDA programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in AL?

The USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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