USDA Loan Vs. FHA loan pro & con for Fort-Payne, DeKalb County, AL

In 2024, USDA loan limit in Fort-Payne, county of DeKalb, AL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fort-Payne, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(760) 759-1130 https://c3bank.com/ 1808 miles Lender's profile and map Reviews C3bank, National Association 850 S. Coast Hwy 101, Encinitas, CA, 92024 C3bank is a customer focused banking institution. The clients we serve and the relationships we have developed are just as important as the accounts we maintain. We are committed to offering premier banking services and continuous improvement of our product lines and offerings. C3bank founded in 1981.
(866) 304-7755 https://www.crestfunding.com/ 1808 miles Lender's profile and map Reviews Crest Funding Group Inc 625 Ezee Street, Encinitas, CA, 92024 We are truly passionate about our profession & the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors & the most experienced Realtors in the country. Our mission is to guide you through the entire home loan process, so that you feel confident about the options available for you.
(800) 300-8839 https://www.ranchocoastal.com/ 1808 miles Lender's profile and map Reviews Rancho Coastal Realty, Inc 4405 Manchester Avenue, Encinitas, CA, 92024 Rancho Coastal Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
(858) 200-9602 https://www.citywidefinancialcorp.com/ 1808 miles Lender's profile and map Reviews Citywide Financial Corp 417 Hickoryhill Drive, Encinitas, CA, 92024 The Express Mortgage Approval is a special service we have created to help simplify the loan application and approval process, so you can obtain your approval easier and faster. Our online loan application only takes a few minutes to fill out. Upon receipt of the application, we will complete your loan approval within 24 hours.
(888) 623-8511 https://www.mjsmortgage.com/ 1808 miles Lender's profile and map Reviews MJS Mortgage 1345 Encinitas Blvd, Suite 401, Encinitas, CA, 92024 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(760) 943-6777 http://www.ifcmortgage.com/ 1808 miles Lender's profile and map Reviews IFC Mortgage 326 Encinitas Blvd, Suite 200, Encinitas, CA, 92024 IFC Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you're a Veteran, first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
(760) 943-7200 https://www.sanbornfinancial.com/ 1808 miles Lender's profile and map Reviews Sanborn Financial 4403 Manchester Avenue, Suite 202, Encinitas, CA, 92024 Sanborn Financial can help you achieve your goals. To set up the right Encinitas, CA Mortgage plan for you, get in touch with us -- we're happy to help. Owner Doug Sanborn can help you with the respect due an esteemed customer and give you the personal service you deserve. owner can understand the big commitment you are making in buying a home
(760) 479-6000 http://allstarcapitalgroup.com 1808 miles Lender's profile and map Reviews Allstar Capital Group, Inc 573 2nd Street, Encinitas, CA, 92024 Allstar Capital Group, Inc, a private mortgage lender supported by the financial strength of a pool of over 500 Investors. Our investor base is comprised of high-net-worth individuals, institutions, and pension funds and makes bridge loans typically ranging from $100,000 to $3,000,000 on commercial and residential properties.
(760) 388-5888 http://fundloans.com 1808 miles Lender's profile and map Reviews FundLoans 662 Encinitas Blvd., Ste. 270, Encinitas, CA, 92024 "FundLoans is an exception-based wholesale mortgage lender that specializes in Jumbo, Super Jumbo, and Non-QM solutions. A redefined Non-QM experience with “out-of-the-box” guidelines, that take a more holistic approach at underwriting. Contact us today about becoming an approved broker! "
(619) 209-3544 http://scottwaycapital.com/ 1808 miles Lender's profile and map Reviews Scottway Capital 1106 2nd Street, Suite 823, Encinitas, CA, 92024 ScottWay Capital is led by Morgan A. Scott. As the Broker of Record he oversees all commercial and residential services. He graduated from the University of California in San Diego with a Bachelors of Arts in Economics and Finance. Morgan began his pursuits in the real estate and lending industry in 2002
858-605-6705 https://chargerfunding.com/ 1808 miles Lender's profile and map Reviews Charger Funding 1106 2nd St, Suite 411, Encinitas, CA, 92024 Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files
858-699-2280 http://www.jimlackeyassociates.com 1808 miles Lender's profile and map Reviews Jim Lackey Associates 2240 Encinitas Blvd., Suite D, #109, Encinitas, CA, 92024 Jim Lackey Associates provides access to private capital in the form of either loans or private equity for businesses and individuals. Founded in March 2004, the company has arranged financing of over $100 million, including purchase loans, refinance loans, construction loans, private equity, and a variety of other transactions.