USDA Loan Vs. FHA loan for Fort-Payne, AL 2025

In 2025, the USDA loan limit within Fort-Payne, located in DeKalb county, AL is $285,000, whereas the FHA limit for a single-family home is $356,362.

Lendersa®'s USDA loan calculator helps you compare today's top USDA versus FHA rates in order to identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, guiding you in deciding which program is most suitable for your financial situation in .

Exploring USDA and FHA Loan Options in Fort-Payne, AL

The aim of Lendersa® is to quickly secure the best USDA or FHA loans for you without hassle. You can choose from three starting points that facilitate matching lenders to USDA loan programs.

Understanding USDA Loans in AL

A USDA home loan is supported by the Department of Agriculture, also called a rural development loan or USDA mortgage. It is only available in rural areas. Unlike FHA loans, which need a minimum 3.5% down payment, USDA loans require no down payment.

Get top 10
USDA LENDERS
customized to yout needes

(203) 698-9222 Lender's profile and map Reviews Infinity Commercial Lending 10 Hillcrest Lane, Old Greenwich, CT, 06870 Infinity Commercial Lending is positioned to put businesses of all sizes in touch with the financial solutions they need to manage their next expansion, smooth out cash flow issues, or gain the capital they need to start operations smoothly. With both traditional business loans and new, innovative solutions.
(203) 629-8400 Lender's profile and map Reviews The First Bank of Greenwich 444 East Putnam Avenue, Cos Cob, CT, 06807 When you walk into The First Bank of Greenwich, it doesn’t feel like a bank. It feels like a place that can only be described as quintessentially Greenwich. That’s because we are so ingrained into the community that our customers – whether individuals or small business owners – feel instantly at home here.
(203) 247-4358 Lender's profile and map Reviews Speritas Capital Partners 14 Relay Place, Greenwich, CT, 06807 As a business owner you need diverse sources of funding to fuel your growth – for a business acquisition, real estate purchase, equipment purchase, mobilization financing, working capital and more. Some capital needs are expected and can be planned for and carefully structured, others are urgent.
(203) 622-6050 Lender's profile and map Reviews Members Credit Union 126 East Putnam Ave, Cos Cob, CT, 06807 Members Credit Union was started in 1935 by nine Greenwich, CT school teachers who were not able to get small loans at the local banks. They came together to form a cooperative, pooled their money and lent it to each other. They were proud to help each other meet their needs. Through the years we expanded our services to include other school staff.
(830) 438-8200 Lender's profile and map Reviews Alamo Premier Mortgage 19851 State Hwy 46 W, Suite 201, Spring Branch, TX, 78070 "At Alamo Premier Mortgage We underwrite, process and close our own loans. We do VA, FHA, conventional, jumbo and investment loans. We NEVER change our fees, you will know what you are paying for a loan, the rate and terms before you sign your paperwork We can Pre Approve your Land, Construction and Final Loan in one stop."
(830) 438-4558 Lender's profile and map Reviews Construction Financial Solutions 18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070 CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. The construction loan is refinanced into a long term mortgage upon construction completion.
(507) 847-3620 Lender's profile and map Reviews Farmers and Merchants State Bank of Alpha 210 North Main Street, Alpha, MN, 56111 The Farmers and Merchants State Bank of Alpha is a full service locally owned family bank. The Farmers and Merchants State Bank is proud to offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. and also The mission of the Farmers and Merchants State Bank of Alpha i
(507) 744-2361 Lender's profile and map Reviews Frandsen Bank & Trust 116 Central St W, Lonsdale, MN, 55046 Frandsen Bank & Trust is a full-service community Bank with offices in Minnesota, North Dakota, and Wisconsin. Our complete selection of Banking products and services is delivered with superior customer service. We proudly offer business and personal Banking solutions along with wealth management trust* services.
(712) 252-4368 Lender's profile and map Reviews Telco Triad Community Credit Union 1420 Tri View Ave, Sioux City, IA, 51103 Telco Triad Community Credit Union has been serving the financial needs of its members since it was established as Sioux City District Telco Credit Union in 1945 by the employees of the Northwestern Bell Telephone Company. In the late 1970's, Sioux City District began to expand by merging credit unions
(877) 367-4223 Lender's profile and map Reviews Mortgage Cube 63 Youngs Hill Road, Huntington, NY, 11743 Mortgage Cube makes sure we are in good compliance with banking departments Gabriel Ciccone, the owner of Mortgage Cube's secret is technology, knowledge, consulting with one client at a time and knowing market trends long before it became trendy. This has given our company an advantage over our competition.
(516) 472-7009 Lender's profile and map Reviews JMK Financial Group, Inc. 23 Green St, Suite 209, Huntington, NY, 11743 JMK Financial is an independent, boutique mortgage company dedicated to providing custom and comprehensive service to our broad range of clients. We offer a wide variety of loan products to meet every need, from first-time home loans and mortgage refinancing to construction lending and reverse mortgages.
(631) 383-2659 Lender's profile and map Reviews Advantage Home Lenders 2137 Deer Park Avenue, Suite B, Deer Park, NY, 11729 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.