USDA Vs. FHA your options comparison in Ozark, Dale County, AL
As of 2025, the USDA loan threshold in Ozark, within Dale county, AL, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to assess the top USDA vs. FHA rates available today. This tool guides you in determining the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA programs side by side, aiding you in selecting the most suitable option for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Ozark, Dale, AL
Type of Loan
Maximum Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA Loan Choices in Ozark, AL
Lendersa® is committed to swiftly finding the best USDA or FHA loan to meet your needs without complications. Choose one of three initial strategies to align with matching lenders and USDA loan offerings.
A USDA home loan is guaranteed by the government's Department of Agriculture, also known as a rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages do not necessitate any down payment at all.
Diamond Residential Mortgage is committed to helping our customers find the right mortgage product for their needs. We understand every borrower is different and we offer a wide variety of products to meet individual requirements. We make the process of securing a mortgage simple and straightforward by offering the latest financial tools.
Texas Bridge Credit Union is a voluntary cooperative, not-for-profit savings institution, incorporated under the Texas Credit Union Act in 1951 for the purpose of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest, and providing an opportunity for its members to use.
Century Finance makes loans up to $1340 with up to 12 months to pay back. If you have good credit, or slow credit Century Finance in most cases will be able to qualify you for a personal loan. Our personal loans are granted as unsecured loans. Unsecured loans and signature loans are provided on good faith or other wise called good faith loans.
First State Bank of Odem was established in 1945, by a group of local business men. For the last 75 years we have been serving San Patricio and Northwest Nueces County with "Home Town Banking". First State Bank of Odem is a Locally Owned Independent Community Bank, committed to providing our customer with High Quality, Friendly Customer Service.
Michigan Legacy Credit Union, formerly known as Affinity Group Credit Union is a member owned, not-for-profit financial cooperative serving members who live, work, worship, attend school, or own a business in the State of Michigan. Michigan Legacy Credit Union is committed to providing quality financial services
At Mitten Mortgage Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
Advantage One Credit Union has been open since 1998. The credit union has assets totaling $25.38 Million and provides banking services to more than 3,000 members
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Total Community Credit Union is a full service financial institution specializing in a wide variety of loans. We offer loans for mortgages, home improvements, vehicle and much more. Competitive rates, low payments and flexible terms make it easy for almost anyone to realize their goals.
SGMS is a Mortgage and Land Contract Services Company that is focused on your success. Our mortgage services team has over 25 years of experience in origination of all sizes of loans and refinance loans. Lead by James Woodworth, SGMS Mortgage provides one-on-one service with a personal touch.
