USDA and FHA Pro and Con in Ozark, Dale County, AL
As of 2025, the USDA loan threshold in Ozark, within Dale county, AL, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to assess the top USDA vs. FHA rates available today. This tool guides you in determining the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA programs side by side, aiding you in selecting the most suitable option for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Ozark, Dale, AL
Type of Loan
Maximum Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA Loan Choices in Ozark, AL
Lendersa® is committed to swiftly finding the best USDA or FHA loan to meet your needs without complications. Choose one of three initial strategies to align with matching lenders and USDA loan offerings.
A USDA home loan is guaranteed by the government's Department of Agriculture, also known as a rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages do not necessitate any down payment at all.
Nestfunder is a mortgage brokerage built on the principle of partnership. The employees of Nestfunder see themselves as your partner in homeownership. They strive to find the best possible loan product for any situation. Nestfunder wants to be there from purchase to sale. Nestfunder is on a mission to open doors to homeownership.
Community Mortgage Center is a local mortgage company operating in the Atlanta area since 2001. In the 16 years of our business operation we have helped a lot of people to achieve their goal to be a homeowner. We avoid the “cookie cutter” approach of larger companies and work hard to tailor our services to your specific needs and desires.
1905 Woodstock Road, Building 700, Suite 7150, Roswell, GA, 30075
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Lincoln Capital Advisors (LCA) was founded in 2004 by James Cheeley. He was joined by his current partner, Blake Turner, the following year. LCA is an independent mortgage advisor company. We can call on a broad variety of lending sources and have the ability to choose from a large range of loan products to find the one that works best
Buckhead Home Loans is committed to helping those in the Metro Atlanta area, and all of Georgia, find the right mortgage product for their needs. Whether you are looking to refinance or are a first-time home buyer looking for a home loan, we have a full line of mortgage programs to meet your needs.
"Reliant can pre-qualify within 15 minutes when you submit your application and process it through automated underwriting.
Save time and stress and let Reliant submit your file to underwriting without a home identified!
Sellers will pay attention that you are pre-approved not just pre-qualified!"
Southeast Private Lending is a division Northbridge Properties, LLC.
For over 30 years, the private lending group at Southeast Private Lending has been providing hard money loans to individuals who cannot quality for conventional bank loans.
Based out of Atlanta, Georgia, Southeast Private Lending is at the forefront of the hard money lending i
Welcome to West Alabama Bank. We’re the hometown Bank for West Alabama, helping people, businesses and our communities grow stronger and better with each day. As a local Bank, we make decisions right here, which means we have the freedom to be creative and flexible in supporting you.
Riverside Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest
