USDA Vs. FHA your options comparison in Daleville, Dale County, AL
In 2025, the USDA loan limit in Daleville, located in Dale, AL, stands at $336,500. In comparison, the limit for FHA loans for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates, understanding the income requirements, credit score, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, aiding in selecting the most appropriate option for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Daleville, Dale County, AL
Loan Type
Loan Threshold
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Daleville, AL
The goal of Lendersa® is to provide you with the most favorable USDA or FHA loan expeditiously and effortlessly. Choose from three initial options to connect with lenders and USDA loan programs that meet your criteria.
A USDA home loan is government-guaranteed by the Department of Agriculture, also referred to as the USDA rural development loan or mortgage, and it is limited to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.
200 North Fifth Street, Carrizo Springs, TX, 78834
Capital Bank of Texas is an independently-owned community bank focused on providing a better financial relationship through a more meaningful, personalized experience. We believe in meeting the needs of the communities we serve by providing real local support and industry-leading financial services.
People First Federal Credit Union in Bethlehem Township, PA has provided financial products and services to its members in the Lehigh Valley region and beyond since 1950. People First is a full-service financial institution offering personal and business banking, great rates, credit cards, loans, mortgages, online and mobile banking, and more.
DLP Lending leverages our years of experience and hundreds of successful investments & loans in both residential & commercial real estate, with a specialization on distressed acquisitions, to be able to provide lending options that banks & traditional sources simply are not able to provide in today’s market.
FNB Washington was originally chartered as a national bank in 1883, the same year the Brooklyn Bridge opened and the year Buffalo Bill Cody debuted his "Wild West Show". We've been around longer than radio, neon lights and crayons, Hershey bars and Duct tape. We were serving customers before Einstein published the Theory of Relativity
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1st Community Federal Credit Union is a federally chartered, federally insured full-service financial institution with over 21, 000 members worldwide and over $220 million in assets. We have 3 offices in San Angelo, Texas and 1 office each in Ballinger, Eldorado, Fort Stockton, Midland and Crane, Texas.
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Falcon’s current owners acquired the bank in 1995, the staff consisted of only 20 employees and $52 million in assets. Today, with the benefit of steady leadership, talented employees and a loyal clientele, Falcon is celebrating its 35th year anniversary and is the 75th largest bank in Texas and is proud to have over 350 dedicated bankers on its te
