USDA Vs. FHA Pro and Con comparison in Daleville, Dale County, AL
In 2025, the USDA loan limit in Daleville, located in Dale, AL, stands at $336,500. In comparison, the limit for FHA loans for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates, understanding the income requirements, credit score, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, aiding in selecting the most appropriate option for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Daleville, Dale County, AL
Loan Type
Loan Threshold
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Daleville, AL
The goal of Lendersa® is to provide you with the most favorable USDA or FHA loan expeditiously and effortlessly. Choose from three initial options to connect with lenders and USDA loan programs that meet your criteria.
A USDA home loan is government-guaranteed by the Department of Agriculture, also referred to as the USDA rural development loan or mortgage, and it is limited to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.
First Financial OF TENNESSEE HOME LOANS, LLC, we understand that buying a new home or refinancing an existing mortgage is one of the most important decisions an individual or couple can make. That’s why it is our goal to serve communities by offering the best programs with the most competitive rates. Customer satisfaction is our number one goal.
Coffee County Bank has been committed to serving the personal & business financial needs within our community. Today, we continue to present exceptional customer service & products designed to suit every customer's needs. By knowing our customers & providing innovative banking tools, we find solutions to achieve their goals & fulfill their dreams.
Peoples Bank and Trust Company is proud of its heritage of providing a complete line of traditional banking services. Operating hand-in-hand with the commitment to convenience is the Bank's emphasis on efficiency and personal attention and also The first organizational meeting of Peoples Bank and Trust Company was held October 5, 1906.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Since we opened our doors on Elm Street in Shelbyville, Tennessee in 1988, we have built our reputation on quality customer service. From that time, we have grown from 10 to 68 employees, and opened three additional branches. In 2002, we purchased a mortgage business, which is now known as First Community Mortgage and employs more than 200 people.
Peoples Bank of Middle Tennessee is proud to be locally owned and operated. Locally owned means decisions are made locally. The money you deposit in Peoples Bank is reinvested in the form of loans to individuals, businesses, churches and municipalities in middle Tennessee.Peoples Bank was founded in December, 2000 with the goal to provide the full
Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.
6251 44th Street N, Suite 3, Pinellas Park, FL, 33781
A Smart Senior understands that a Reverse Mortgage is a home loan that enables homeowners 62 and older to access the equity in their home with no monthly payment. You may choose from several payment options, including a lump sum, equal payments over time, a line of credit or a combination of the fore mentioned.
Citrus Lending of Tampa Bay is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending of Tampa Bay will work with you to get you the financing you need
"At Vera Mortgage, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first.
For most Americans purchasing or refinancing a home is the largest investment they will ever make. And it should be treated as such. As a licensed mortgage loan originator & Realtor Broke
