USDA and FHA Pro and Con in Enterprise, Coffee County, AL
For 2026, the USDA loan cap in Enterprise within Coffee county, AL, is set at $336,500. Meanwhile, the FHA limit for a single-family house is $472,030.
Try the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and figure out the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA options side-by-side to determine the best choice for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Enterprise, Coffee County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Enterprise, AL
The mission of Lendersa® is to help you secure the best possible USDA or FHA loan quickly and with ease. Choose one of three starting paths leading to matched lenders and USDA loan offerings.
The USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered only in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans do not require any down payment.
Thirteen individuals formed the Haddon Heights Building and Loan Association on February 4, 1905. It was a mutual association, formed to help individuals buy a home. The Association was formed with an initial investment of $69,000. The first president of the Bank was Fredrick Fries.
325 Chestnut St, Suite 800, Philadelphia, PA, 19106
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"America’s Preferred Mortgage Lenders has over 50 years of combined experience in all aspects of residential mortgage lending. We are a licensed mortgage banker in New Jersey, Pennsylvania, Delaware, Maryland, California, and Florida.
Our independence as a mortgage banker means we can offer rates, terms, and flexibility other lenders can’t."
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448N 10th Street, Suite 402, Philadelphia, PA, 19123
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990 Spring Garden Street, Suite 602, Philadelphia, PA, 19123
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