USDA and FHA Pro and Con in Enterprise, Coffee County, AL

For 2025, the USDA loan cap in Enterprise within Coffee county, AL, is set at $336,500. Meanwhile, the FHA limit for a single-family house is $472,030.

Try the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and figure out the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA options side-by-side to determine the best choice for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Enterprise, Coffee County, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Enterprise, AL

The mission of Lendersa® is to help you secure the best possible USDA or FHA loan quickly and with ease. Choose one of three starting paths leading to matched lenders and USDA loan offerings.

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What is a USDA Loan in AL?

The USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered only in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Red Door Home Loan Corporation
  • 975 East Nerge Road, Suite N10, Roselle, IL, 60172
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • ACS Mortgage Corporation
  • 1350 W. Lake Street, Suite C, Roselle, IL, 60172
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  • Rock Solid Info
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  • For over 25 years, Rock Vaughan's focus in the mortgage industry has been to make sure that every customer has the best experience possible and walks away satisfied with their choices. Whether you are a first time home buyer or seasoned real estate expert, you will be treated with Rock Vaughan's utmost care and concern.
  • Leading Home Mortgage LLC
  • 6412 Saddle Drive, Columbia, MD, 21045
  • Nick Hoffner is the founder of Leading Home Mortgage LLC, a licensed mortgage company providing residential mortgages to customers purchasing or refinancing a home in Maryland. Nick has been in the mortgage business since 2006 and has helped more than a thousand people purchase or refinance their homes over the past 14 years.
  • Apex Mortgage LLC
  • 8850 Columbia 100 Parkway, Suite 215, Columbia, MD, 21045
  • APEX Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • 1 Percent Down Mortgages
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  • At 1 Percent Down Mortgages, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you
  • Monroe Community CU
  • 715 N Telegraph Road, Monroe, MI, 48162
  • We are a locally owned & operated financial institution. We have protected the finances of residents and employees in Michigan since 1953, and our long history has established us as a trusted financial institution and advisor to our members. Formed in December of 1953, what exists today was originally the Consolidated Paper Credit Union (CPCU)
  • Kalamazoo County State Bank
  • 223 N Grand Street, Schoolcraft, MI, 49087
  • Kalamazoo County State Bank is the oldest independently owned and operated community bank in Kalamazoo County. The driving force that led to the bank’s formation over ten decades ago came from the Krum and Angell families. Members of both families saw the need for hometown banking services.
  • First Commercial Funding
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  • First Commercial Funding Corp.is a group of commercial funding consultants withover 50 years of combined commercial lending experience.Over the last 30 years, we have experienced firsthandall the ups and downs of the commercialreal estate market and by association, the commercial lending market