USDA and FHA Pro and Con in Enterprise, Coffee County, AL
For 2026, the USDA loan cap in Enterprise within Coffee county, AL, is set at $336,500. Meanwhile, the FHA limit for a single-family house is $472,030.
Try the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and figure out the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA options side-by-side to determine the best choice for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Enterprise, Coffee County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Enterprise, AL
The mission of Lendersa® is to help you secure the best possible USDA or FHA loan quickly and with ease. Choose one of three starting paths leading to matched lenders and USDA loan offerings.
The USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered only in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans do not require any down payment.
The mission of Solutions First Credit Union is to always provide value to all members. That value will include financial solutions for members needs and providing a level of service that is unmatched within our geographical footprint. We pledge to always look for alternative solutions that best meet the needs of each credit union member.
From our executives to the front-line staff members you interact with every day, all of our team members possess the knowledge to get the job done and the passion for serving. From helping you open an account or answering a question to providing financial advice, we’re always ready to assist any way we can.
The Commercial Bank of Ozark was chartered in 1959 and has served the citizens of Ozark and Dale county to the present. Douglas Brown organized the bank because the financial needs for new construction were going unmet by the community's primary bank. Members of the initial board of directors included Douglas Brown, William C. Brown, etc
In March of 2005, a group of local business leaders came together with a concept, blended with veteran bankers who shared the vision for a true community bank in Opp and Andalusia. From that initial meeting, Southern Independent Bank opened its doors for business in December of 2006, bringing to our markets a fresh and service-driven institution.
220 East Lawrence Harris Highway, Slocomb, AL, 36375
Lends in Alabama
Just about any bank can offer you a mortgage, a business loan, or Online Banking. We offer those services and many more. But at Friend, we offer something you can't find at just any bank: the loyalty, caring, and reliability you expect from a true friend. We're locally owned and managed, and all of our important decisions.
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The First National Bank of Dozier opened for business with a national bank charter. Henderson, a prominent entrepreneur at that time, was the bank’s first president for 8 years; yet, it is reported that he only entered the bank one time as he allowed the operations of the bank to be managed by local personnel.
At MidSouth Bank, our roots have long been established in independent, community Banking. Founded in January 1912, during an era when many community leaders across the nation formed Banks to meet the needs of neighborhood families and business owners, we opened our doors with just $18, 000 in assets.
In 1979, a group of local businessmen founded First Citizens Bank with one purpose in mind: to provide a healthy banking environment for local businesses and individuals. The doors first opened on July 8, 1980, operating under a local management and conservative governing philosophy.
