USDA Vs. FHA Pro and Con comparison in Enterprise, Coffee County, AL
For 2026, the USDA loan cap in Enterprise within Coffee county, AL, is set at $336,500. Meanwhile, the FHA limit for a single-family house is $472,030.
Try the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and figure out the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA options side-by-side to determine the best choice for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Enterprise, Coffee County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Enterprise, AL
The mission of Lendersa® is to help you secure the best possible USDA or FHA loan quickly and with ease. Choose one of three starting paths leading to matched lenders and USDA loan offerings.
The USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered only in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans do not require any down payment.
601 Woodlawn Dr. NE, Suite 340, Marietta, GA, 30067
Mortgage Atlanta LLC Launched in 2009 by a team of financial experts who are passionate about helping people realize their dreams, Mortgage Atlanta understands that no two homebuyers or homeowners are exactly the same. That’s why we seek first to get to know you and your needs on a granular level.
111 Village Parkway NE, Bldg 2, Suite 100, Marietta, GA, 30067
Residential Funding Consultants provide lending knowledge to best suit your current needs. With over 15 years of experience, our Consultants have excelled in both good and poor economic times by adapting with the changing markets and searching out the best solutions for their clients.
2470 Windy Hill Rd, Suite 211, Marietta, GA, 30067
STONE OAK MORTGAGE LLC IS a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
Century Bank & Trust has operated as an independent community bank under local control. The Boards of the Bank and Century Bancorp, Inc, remain convinced, unless faced with strong evidence and trends to the contrary, that this direction can continue to offer against other alternatives, higher returns, a superior level of service to our customers.
First Bank of Boaz is Marshall County’s oldest independent community bank. Owned & operated by seventy local stockholders, First Bank is able to make decisions locally & that means a customer is still treated as an individual, not as a number. With $278 million in assets & 17% in capital, the bank is large enough to handle all your banking needs.
Southern Home Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
At Credit Union of Georgia, we are all about one thing: YOU. We know life is busy. We know handling your finances means about one million things to think about. That’s why we’re so focused on offering the best service imaginable.
We keep ourselves educated: we know everything from how to make a basic budget plan to the local layout
Valor Home Mortgage is a Military Veteran owned and operated mortgage company. Our mission is to exceed our clients’ expectations and help them accomplish their mortgage financing goals. We offer clients fast customized quotes, low rates, superior service, and on-time closings. It is our great honor to serve you and your family in helping you.
Our mission is to provide our customers better choices in mortgage products with low or no cost to the borrower! We strive to help any type of home buyer with great resources & service to make their dream of homeownership come true! We achieve our mission by employing seasoned, licensed loan officers that are with you every step of the way.
