USDA Vs. FHA your options comparison in Enterprise, Coffee County, AL
For 2025, the USDA loan cap in Enterprise within Coffee county, AL, is set at $336,500. Meanwhile, the FHA limit for a single-family house is $472,030.
Try the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and figure out the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA options side-by-side to determine the best choice for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Enterprise, Coffee County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Enterprise, AL
The mission of Lendersa® is to help you secure the best possible USDA or FHA loan quickly and with ease. Choose one of three starting paths leading to matched lenders and USDA loan offerings.
The USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered only in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans do not require any down payment.
Our Mission is to grow shareholder value through holding the highest standard of customer service with our customers by consistently exceeding expectations, building relationships and maintaining a strong and active presence in our communities. Metro Bank opened on May 30th, 1989.
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