USDA Vs. FHA Pro and Con comparison in Fort-Rucker, Dale County, AL

For 2025 in Fort-Rucker, located in Dale county, AL, the USDA loan limit is $285,000. In contrast, the FHA limit for single-family homes is set at $356,362.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. Determine the income, credit requirements, reserves, and documentation necessary for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the right program in for your unique financial needs.

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2025 Loan Limits and Down Payment Requirements in Fort-Rucker, Dale County, AL

Loan Category Maximum Allowable Loan Minimum Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Fort-Rucker, AL

The aim of Lendersa® is to offer you the most advantageous USDA or FHA loans quickly and without complications. Choose one of the three beginning steps to match with lenders and locate USDA loan programs that suit your needs.

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Understanding USDA Loans in AL

The USDA home loan, supported by the Department of Agriculture—also known as USDA rural development loan or USDA mortgage—is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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