USDA Vs. FHA your options comparison in Fort-Rucker, Dale County, AL

For 2026 in Fort-Rucker, located in Dale county, AL, the USDA loan limit is $285,000. In contrast, the FHA limit for single-family homes is set at $356,362.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. Determine the income, credit requirements, reserves, and documentation necessary for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the right program in for your unique financial needs.

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2026 Loan Limits and Down Payment Requirements in Fort-Rucker, Dale County, AL

Loan Category Maximum Allowable Loan Minimum Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Fort-Rucker, AL

The aim of Lendersa® is to offer you the most advantageous USDA or FHA loans quickly and without complications. Choose one of the three beginning steps to match with lenders and locate USDA loan programs that suit your needs.

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Understanding USDA Loans in AL

The USDA home loan, supported by the Department of Agriculture—also known as USDA rural development loan or USDA mortgage—is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • One Source Lending LLC
  • 6860 South Yosemite Court, Suite 2000, Centennial, CO, 80112
  • One Source Lending are a Wholesale Mortgage Broker for the Purchase or Refinance of your Home. We are happy to provide a free comparison on any current quote you have with any other lender. We want you to know if your getting the best rate and lowest costs on typically the biggest transaction anyone makes in LIFE
  • The Horn Funding Corp
  • 9155 East Nichols Avenue, Suite 150, Centennial, CO, 80112
  • The Horn Funding Corp is a local & family owned Colorado based Mortgage Lender. Structured to be agile and qualitative, The Horn Funding Corp is the Non-Big Bank solution for people seeking mortgage financing. The employees of The Horn Funding Corp share the value system and strive to meet the needs and goals of ALL potential clients.
  • Rubino Lending
  • 6922 E Costilla Place, Centennial, CO, 80112
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Loan Pros Inc
  • 7200 E Dry Creek Rd, Suite G103, Centennial, CO, 80112
  • The Loan Pros are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Accelerated Lending Source Inc
  • 6 Inverness Court East, Suite 123, Englewood, CO, 80112
  • "We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. We pride ourselves on the following: We Do What's Right For You 100% of the Time. Our customers save money and close their loans quickly"
  • Houz Mortgage
  • 10700 East Geddes Avenue, Suite 155, Englewood, CO, 80112
  • The Houz Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • The Mortgage Co
  • 7343 S Alton Way, Suite 150, Englewood, CO, 80112
  • The Mortgage Co is licensed mortgage banker locally owned and headquartered in Centennial, Colorado, since 1996. We offer a wide variety of residential loan programs including Conventional, FHA, VA, USDA, CHFA, MMA, and many more. Visit our company website to learn more about all the services we offer at TheMortgageCo.com.
  • US Mortgages
  • 6855 S Havana St, Suite 500, Centennial, CO, 80112
  • US Mortgages has been serving the needs of Colorado homeowners for over 20 years. We offer a wide range of products to help you achieve all of your home buying and mortgage refinance goals. Our licensed Personal Mortgage Advisors will listen to your needs and show you the best options available.
  • Metrolink Mortgage
  • 7853 E. Arapahoe Ct, Suite 2100, Centennial, CO, 80112
  • Metrolink Mortgage is a Colorado based mortgage company. We provide first class service with a customer satisfaction business philosophy. Let us help you with your next refinance or purchase with a hassle free mortgage experience. We offer Conventional, FHA, and VA, USDA, and first time home buyer financing options with the fastest turn.
  • Colorado Lending Inc
  • 6851 South Holly Circle, Suite 280, Centennial, CO, 80112
  • The Colorado Lending Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Pulte Mortgage
  • 7390 S. Iola Street, Englewood, CO, 80112
  • Pulte Mortgage is a wholly-owned financial services subsidiary of PulteGroup, Inc. (NYSE: PHM) that solely focuses on the financing of new construction homes for customers of Pulte Homes, Centex, Del Webb, DiVosta, and John Wieland Homes brands. Founded in 1972, Pulte Mortgage has financed more than 700,000