USDA and FHA Pro and Con in Dothan, Houston County, AL
For 2026, the USDA loan limit in Dothan, within the county of Houston, AL, stands at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator allows you to compare today's top USDA vs. FHA rates. It helps identify the necessary income, credit score, reserves, and documentation required for qualification. With our sophisticated mortgage calculator, you'll view USDA, FHA, Conforming, and VA programs side-by-side, aiding in your decision about which program in suits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Dothan, Houston County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Dothan, AL
Lendersa® aims to secure the best possible USDA or FHA loan for you swiftly and effortlessly. Start by choosing one of three strategies that align lenders with USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is designated for rural areas only. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require zero down payment.
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220 East Lawrence Harris Highway, Slocomb, AL, 36375
Lends in Alabama
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