USDA and FHA Pro and Con in Geneva, Geneva County, AL
For 2025, the USDA loan limit in Geneva, located in the county of Geneva, AL, is $336,500. For single-family homes, the FHA limit is set at $472,030.
Utilize Lendersa®'s USDA loan calculator to weigh today's top USDA versus FHA rates. This tool helps you determine the required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the most appropriate program for your particular financial needs in .
2025 Loan Limits and Downpayment Requirements in Geneva, County of Geneva, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Geneva, AL
At Lendersa®, our objective is to connect you with the optimal USDA or FHA loans efficiently and without stress. Choose one of the three strategic starting points designed to match you with lenders and USDA loan offerings.
The USDA home loan, backed by the government and run through the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. These loans are available solely in rural areas and, unlike FHA loans, do not require any down payment, redirecting funds toward other needs.
Citizens State Bank, with assets over $400 million, is one of the largest financial institutions in the state of Iowa. We operate seven banking offices & 12 ATMs in four Iowa counties. Citizens State Bank provides a full line of banking, brokerage, insurance, investment, mortgage, income, trust & payment service products to consumers & businesses.
1619 Plainfield Avenue NE, Grand Rapids, MI, 49505
Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you.
Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.
Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here.
End of Alloway Creek Neck Road, Hancocks Bridge, NJ, 08038
The PSEG Nuclear Employees Federal Credit Union is an independent financial institution owned by and operated for its members. Our Mission is to provide competitive, quality service to meet our members' needs, while securing the operational security and financial stability of the credit union.
E3 Funding is a state licensed mortgage lender, focusing on conventional and alternative financing. We can help you turn your "investment opportunity" into financial investment gain. Todd M. Burk PRESIDENT at E3 Funding Company. Todd has spent his career as an executive in residential and commercial project development.
Corporate Central Credit Union is a credit union. We are structured, governed, and provide the same services as retail credit unions that serve consumers, however we only serve credit unions and credit union organizations. We were originally created by the movement to provide loans to credit unions during times of tight
W188 S7820 Racine Av, Suite 100, Muskego, WI, 53150
A + Mortgage Services, Inc. we pride ourselves on offering each of our clients, world class, customer care. It is our commitment to deliver for you the best products available at the absolute lowest price in the market. We do this by our relentless, constant search for the lowest market price by selling our loans direct into the secondary market.
409 Center Street, Suite C, Johnsonburg, PA, 15845
PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
The First National Bank of Hope is a lengthy one. With almost 100 years of assisting our customers, we take pride in how we have grown in the communities we support.
1922 - The State Bank of Hope was sold to the Peoples State Bank
1923 - The Peoples State Bank was converted into a National Banking Charter named The First National Bank of Hop
