USDA Vs. FHA your options comparison in Geneva, Geneva County, AL
For 2025, the USDA loan limit in Geneva, located in the county of Geneva, AL, is $336,500. For single-family homes, the FHA limit is set at $472,030.
Utilize Lendersa®'s USDA loan calculator to weigh today's top USDA versus FHA rates. This tool helps you determine the required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the most appropriate program for your particular financial needs in .
2025 Loan Limits and Downpayment Requirements in Geneva, County of Geneva, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Geneva, AL
At Lendersa®, our objective is to connect you with the optimal USDA or FHA loans efficiently and without stress. Choose one of the three strategic starting points designed to match you with lenders and USDA loan offerings.
The USDA home loan, backed by the government and run through the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. These loans are available solely in rural areas and, unlike FHA loans, do not require any down payment, redirecting funds toward other needs.
Cedric Stubbs committed to easing your concerns and addressing all of your mortgage needs. I provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. Get in touch today to start making smarter choices regarding mortgages.
American South specializes in a seamless home buying experience. We are a local company focused on the client throughout the entire loan process and here to guide you every step of the way. Our customers like us because we offer competitive rates and fees, quick turnarounds on their loans, and great customer service.
Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple
We understand that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home. We’re here for you. We’re Always Available.
First Home Bank has been focused on being the premier bank of the Tampa Bay area. Headquartered in St. Petersburg, Florida, we’ve grown our independent community bank into a top nationwide SBA lender, with a nationwide team of more than 200 residential mortgage originators - but we never lose sight of our neighbors.
735 Arlington Avenue N, Suite 110, Saint Petersburg, FL, 33701
Bison Financial Group is an entrepreneurial firm advising real estate investors, developers and turn-around artists that buy, build, sell and finance commercial real estate. Bison has developed distinct expertise in the acquisition and finance of distressed properties with tremendous upside potential.
575 2nd Avenue South, Suite 204, Saint Petersburg, FL, 33701
At All American Mortgage, we believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, and mortgages for self employed. Since our business is built primarily
360 Central Ave Suite 800, Saint Petersburg, FL, 33701
Sun West Mortgage is a full service, mortgage banker established in 1980. The company's excellent service and fast turn-time has made Sun West a multi-billion dollar national originator.As a result, Sun West is a leader in offering a diverse set of products with low rates and excellent pricing.
100 2nd Ave N, Suite 240, Saint Petersburg, FL, 33701
Savvy Mortgage professionals are standing by ready to give you the personal attention you deserve, to help you through every step of the process. We will make it as easy and as enjoyable as we possibly can. We want to see you starting to enjoy your new home as fast as possible and also Our business is based on uncompromised Value, Expertise.
