For 2026, the USDA loan limit in Geneva, located in the county of Geneva, AL, is $336,500. For single-family homes, the FHA limit is set at $472,030.
Utilize Lendersa®'s USDA loan calculator to weigh today's top USDA versus FHA rates. This tool helps you determine the required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the most appropriate program for your particular financial needs in .
2026 Loan Limits and Downpayment Requirements in Geneva, County of Geneva, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Geneva, AL
At Lendersa®, our objective is to connect you with the optimal USDA or FHA loans efficiently and without stress. Choose one of the three strategic starting points designed to match you with lenders and USDA loan offerings.
The USDA home loan, backed by the government and run through the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. These loans are available solely in rural areas and, unlike FHA loans, do not require any down payment, redirecting funds toward other needs.
180 Office Park Way, Suite 2000, Pittsford, NY, 14534
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Citizens First Bank is a bank with operations in one state. Citizens First Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages. Citizens First Bank is a FREEandCLEAR Certified Gold Low Rate Lender.
As a family-owned community bank with roots dating back to 1969,
Caprock Federal Credit Union has been open since 1965. The credit union has assets totaling $38.06 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state,
AMERIMUTUAL has been successful in revolutionizing the industry one mortgage at a time. Our company values are grounded in the principles of honesty and fair dealing. For you, this means responsible lending with reasonable fees and you can enjoy a worry-free lending experience from a local Astoria, NY business you can trust.
Glen Rock Savings Bank was established in 1922 to provide a safe place for local New Jersey residents to get a fair return on savings and secure residential home mortgages. The bank was initially located across the street from the iconic “Rock” in the Glen and was eventually renamed Glen Rock Savings Bank.
Commercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type. All property typesCommercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type.
Bluff View Bank and its branches will serve its customers with integrity, courtesy, professionalism and innovation exceeding the customers expectations. Our customers will be served by competent and highly trained employees providing professional, courteous and friendly service with a smile at all times.
Traverse Catholic Federal Credit Union begins in 1950, when a group of employees at Parts Manufacturing Company in Traverse City, received a federal charter to form a credit union for their company. One employee, Lawrence Weber, and his wife, Ann, willingly took on the large responsibility of running the credit union out of their own home.
Kress National Bank was charted in 1963 by a group of local citizens, starting a long banking history with a rich heritage as a Panhandle / South Plains Texas independent bank, with a continuing philosophy of personal service & trust. For almost one half of a century, KNB has built upon that trust to become one of the safest & highest rated banks.
