USDA Vs. FHA Pro and Con comparison in Kinsey, Houston County, AL
For 2025, the USDA loan limit in Kinsey, part of Houston county in AL, is set at $336,500 while the FHA limit for a single-family home stands at $472,030.
The Lendersa® USDA loan calculator helps you compare the current best rates for USDA and FHA loans and determine necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to decide which program fits your financial situation best, particularly if you are in Alabama.
2025 Loan Limits and Down Payment Requirements in Kinsey, Houston, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Kinsey, AL
Lendersa® aims to fast-track your access to the best USDA or FHA loan without difficulties. Start by choosing one of three pathways that lead to matching lenders and USDA loan opportunities.
A USDA home loan, supported by the U.S. Department of Agriculture and commonly known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans demand no down payment, offering a viable option for eligible rural homebuyers.
The Lowell Firefighters Credit Union is a member owned and operated financial institution. Our mission is to educate our members and provide a reliable, secure, friendly financial environment, which features benefits and advantages from our financial services, in order to help members gain some measure of personal financial success
AM Mortgage Brokers Inc, is a family run business, with strong ties to the local community. Our low overhead allows us to out price our competition. We guarantee to offer you better service and more affordable loan programs than the larger mortgage brokerages or banks. Our competitors’ high operating costs.
Established 1993 Heritage Mortgage Company, Inc. enjoys a reputation for superior service and financial expertise. Whether you are buying your first home, trading up or looking to refinance your existing mortgage, we are here to help you meet your specific mortgage financing goals.
Cutter Hill Capital is a private real estate lender focusing on loans for short-term real estate investment projects in the greater New England region and select national markets.Our company was founded in 2018 by principals who have been involved in over 1,000 real estate loan transactions.
Alpha Mortgage & Financial Services, Inc. and her staff have 25 + years experience in Finance, Real Estate, and helping borrowers acquire homeownership. Efstathia's mission is to serve her customers with honesty, integrity and competence and Her goal is to provide Residential & Commercial Financing to her clients.
Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!
Since 1960, Northern Bank has been the banking partner of choice for businesses and consumers throughout New England. We take an entrepreneurial, commonsense approach to providing a complete line of banking solutions. We are deeply invested in the communities we serve and passionately committed to helping you, our customers, grow.
Common Trust Federal Credit Union is a member-owned financial institution that provides personal banking services. Our mission is to be the familiar face that guides our membership to financial stability by building lifelong relationships with each individual and providing them with the solutions needed to meet their unique goals
300 Trade Center Drive, Suite 4580, Woburn, MA, 01801
Priority Funding Solutions specializes in getting your business the capital it needs fast. Small and medium businesses sometimes struggle to raise the funds needed to succeed when going through a bank or other traditional lender. Priority Funding Solutions approves satisfactory applications in as little as 24 hours.
At Sparta Financial, LLC we use our experience to help our clients achieve their dream of home-ownership throughout Massachusetts & New Hampshire. We carefully analyze their needs to ensure they end up with the right mortgage product. Our mission is simple; Provide great service and develop long lasting relationships
Lendmark Mortgage Corporation is a Mortgage Brokerage company specializing in providing a variety of mortgage loans. Since its inception in 2005, Lendmark has experienced significant growth by following its original mission of meeting the personal lending needs of clients, by offering a combination of low rates and superior service.
Founded in 1831, National Bank of Middlebury has served the needs of the people who live and work in west central Vermont for almost two centuries. We are a locally owned and managed independent bank and are proud to contribute to the local economies of the communities we serve. We are committed to helping our customers live their best lives by pro
