USDA Vs. FHA your options comparison in Meridianville, Madison County, AL
In 2025, USDA loan limit in Meridianville, county of Madison, AL is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Meridianville, county of Madison, AL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Meridianville, AL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans
The Columbus State Bank opened for business on August 19, 1919, with Mr. E.B. Mayes as president. Columbus State Bank was located on the corner of Milam and Walnut streets in the remodeled Boedecker building, which was originally constructed in 1857. The bank opened its doors with $50,000 in capital and received $5,398 in deposits on opening day.
Horizon Bank has been serving the financial needs of customers for over 100 years! Since the1990's, Horizon Bank has also been actively involved in the development of affordable housing. Working with developers and syndicators in the Midwest, Horizon Bank has experience in over 380 developments.
First National Bank of Giddings is located in Giddings, TX, United States and is part of the Depository Credit Intermediation Industry. First National Bank of Giddings has 34 total employees across all of its locations. We're proud of the fact that we have been serving Giddings and our surrounding communities since 1890.
We’re proud to serve you! As a valued member of our financial “family” your needs are our #1 priority. That’s why we offer a wide variety of products and friendly, reliable service – all in one convenient place. Our checking, savings & investment accounts are all designed to meet your individual needs.
The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.
Angle Mortgage Network is located in Dover, DE and has a variety of mortgage products to offer. We can’t wait to help you find your mortgage product! Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
Members' Advantage Credit Union is a member-owned financial organization dedicated to meeting the needs of members, providing competitively priced financial products and services while maintaining the credit union's long-term financial stability eywords: certificate of deposit, savings, credit union, macu, loans, rates.
