USDA Vs. FHA Pro and Con comparison in Meridianville, Madison County, AL
As of 2025, the USDA loan limit in Meridianville, Madison County, AL is $336,500. In contrast, for single-family homes, the FHA establishes a limit of $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's USDA against FHA rates, assessing the required income, credit score, reserves, and documents for qualification. Our advanced mortgage tool lets you evaluate USDA, FHA, Conforming, and VA loans side by side to decide which option is optimal for your financial situation in .
Loan limits and down payment criteria for 2025 in Meridianville, Madison County, AL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Meridianville, AL
The mission of Lendersa® is to seamlessly provide you with the ideal USDA or FHA loan swiftly. Choose from three starting points to connect with matching lenders offering USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is intended for rural areas. Unlike FHA loans that require a 3.5% down payment, a USDA mortgage requires no down payment.
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710 North Post Oak Road, Suite 208, Houston, TX, 77024
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12848 Queensbury Lane, Suite 208, Houston, TX, 77024
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