FHA Vs. USDA loan program for Mountain-Brook, Jefferson County, Alabama

In 2024, USDA loan limit in Mountain-Brook, county of Jefferson, AL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Mountain-Brook, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(207) 834-6167 https://www.acadiafcu.org/ 1331 miles Lender's profile and map Reviews Acadia Federal Credit Union 9 East Main Street, Fort Kent, ME, 04743 We love helping our members succeed financially. Acadia Federal Credit Union is an innovative, member-owned institution that's been investing in local communities since 1963. Acadia Federal Credit Union – Providing quality services, maintaining financial stability, and investing in our local communities.
(928) 536-7484 https://www.snowflakemillsfcu.com/ 1332 miles Lender's profile and map Reviews Rim Country Federal Credit Union 216 S. Main St, Snowflake, AZ, 85937 In April of 1964 the Snowflake Mills Federal Credit Union was chartered by the Southwest Forest Industry’s employees. Years later the CU became a SEG (Select Employer Group) credit union, which means other employers have joined the CU’s field of membership. The field of membership has since been opened up to any person that lives
(307) 362-8801 https://www.rsnb.com/ 1334 miles Lender's profile and map Reviews RSNB Bank 200 Second Street, Rock Springs, WY, 82901 RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.
(307) 382-2968 http://www.tronavalley.com 1334 miles Lender's profile and map Reviews Trona Valley Federal Credit Union 2640 Foothill Blvd, Rock Springs, WY, 82901 "Trona Valley Federal Credi union Founded in 1963. Now, serving Sweetwater, Lincoln, Uinta, Sublette, Carbon, and Teton Counties in Wyoming and Rich, Morgan, Daggett, and Summit Counties in Utah. Mission Statement: Trona Valley is a caring partner dedicated to your financial success. Branch locations in Green River, Rock Springs, and Evanston"
(307) 371-1927 https://franklinprestige.com/ 1334 miles Lender's profile and map Reviews FLANAGAN STATE BANK 82901, Rock Springs, WY, 82901 Franklin Prestige Mortgage specializes in making your dreams of home ownership come true! If you are in need of refinancing we can help you out there as well. We have great rates and low closing cost. We pride ourselves in making your purchase or your refinance a smooth and understanding process.
(307) 382-5500 https://www.chmortgagewy.com/ 1334 miles Lender's profile and map Reviews Country Home Mortgage 2001 Dewar Dr, Suite 260 Rock, Rock Springs, WY, 82901 Country Home Mortgage is committed to providing you with the highest quality home loans combined with some of the lowest mortgage rates available in Wyoming.Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
(406) 377-4250 https://www.bnfcu.org/ 1335 miles Lender's profile and map Reviews BN Federal Credit Union 509 North Merrill Avenue, Suite A, Glendive, MT, 59330 The Credit Union is a member-owned financial organization providing the most accessible and competitive financial services to meet the needs of our members, while maintaining long-term stability and growth BN Federal Credit Union's charter of membership includes all employees of: Action For Eastern Montana Albertson Food and Drug and more
(406) 377-8883 https://www.mdufcu.com/ 1335 miles Lender's profile and map Reviews MDU Employees Federal Credit Union 210 S Merrill Avenue, Glendive, MT, 59330 Our mission is simple to provide the best service and most competitive rates for you the member.Services Provided: Share Accounts Share Certificates (CD's) Vehicle Loans Recreation Vehicle Loans Personal Loans Payroll Deduction for Savings Deposits Payroll Deduction for Loan Payments
(520) 384-2822 https://www.cochisecu.com/ 1336 miles Lender's profile and map Reviews Cochise Credit Union 170 N. Haskell, Willcox, AZ, 85643 Cochise Credit Union was state chartered in 1958 in Willcox, AZ to serve the financial needs of Sulphur Springs Valley Electric Cooperative (SSVEC) employees and their families. Over the years the credit union has expanded their field of membership to serve the following zip codes: 85643, 85644, 85625, 85605, 85606,
(701) 774-4100 https://asbt.com/ 1336 miles Lender's profile and map Reviews American State Bank & Trust 223 Main Street, Williston, ND, 58802 American State Bank and Trust Company to be the premier provider of financial services in our trade area by partnering with our customers to achieve their financial goals & also At ASB&T we call our approach to business Banking Your Way. By providing unmatched customer service, we can continue to improve financial outcomes for our valued customers.
(701) 572-4000 http://www.wccu.org 1336 miles Lender's profile and map Reviews Western Cooperative Credit Union 1300 Bison Drive, Williston, ND, 58802 Western Cooperative Credit Union exists for the financial benefit of its members. Its purpose shall be to maximize member benefits through cost effective financial services, education consistent with cooperative principles, prudent management, and to maintain a strong presence in our communities.