USDA Vs. FHA your options comparison in Mountain-Brook, Jefferson County, AL
In 2025, the USDA loan cap in Mountain-Brook, situated in the county of Jefferson, AL stands at $285,000, whereas the FHA ceiling for a single-family residence is set at $356,362.
To evaluate and contrast today’s leading USDA and FHA rates, employ the Lendersa® USDA loan calculator. It also assists in calculating the requisite income, credit, reserves, and documents for eligibility. With our sophisticated mortgage tool, you can observe USDA, FHA, Conforming, and VA options simultaneously, aiding in determining the most suitable program in for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Mountain-Brook, County of Jefferson, AL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Mountain-Brook, AL
Lendersa® aims to secure you the optimal USDA or FHA loan swiftly and without complications. You can begin with three different paths to connect with lenders and USDA loan programs.
The USDA home loan, endorsed by the Government Department of Agriculture, is commonly known as the USDA rural development loan or USDA mortgage, tailored mainly for rural areas. Notably, unlike FHA loans that have a mandatory 3.5% down payment, USDA mortgages require no down payment at all.
Heartland Bank is a family-owned, community bank serving the financial needs of Central Nebraska for over a century. We specialize in Personal, Business and Agricultural Banking. Our vision is to be a growing organization providing leadership that improves the lives of customers, associates and communities.
Members' Advantage Credit Union is a member-owned financial organization dedicated to meeting the needs of members, providing competitively priced financial products and services while maintaining the credit union's long-term financial stability eywords: certificate of deposit, savings, credit union, macu, loans, rates.
Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.
Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.
BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations.
Bluff View Bank and its branches will serve its customers with integrity, courtesy, professionalism and innovation exceeding the customers expectations. Our customers will be served by competent and highly trained employees providing professional, courteous and friendly service with a smile at all times.
United Bank of Iowa is a bank with operations in one state. United Bank of Iowa offers numerous mortgage programs including conventional, USDA, construction and agricultural loan mortgages.
United Bank of Iowa is an independent financial services organization focusing on creating and maintaining personalized customer relationships
Northpoint Lending We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost
At Price Financial Services we believe that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Our website provides seamless access to online current mortgage rates and programs and the ability to securely upload documents.
201 King of Prussia Road, Suite 650, Wayne, PA, 19087
The Capital Rams offers commercial loans with a client-centric approach. Our certified and highly-trained financial specialists analyze your company’s fiduciary picture and goals to recommend products that solve its unique challenges. Our extensive portfolio of financial services includes Commercial Real Estate loans
Drexel Hill Mortgage, Inc (DHM) has been serving Pennsylvania homeowners since July, 2000 with Conventional and FHA/VA mortgages. Our goal is to offer the best interest rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide
