USDA Loan Vs. FHA loan for Mountain-Brook, AL [Jefferson County ]

In 2025, USDA loan limit in Mountain-Brook, county of Jefferson, AL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mountain-Brook, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(562) 598-7776 Lender's profile and map Reviews Benefit Mortgage Lending Group, Inc. 3550 Iris Cir, Seal Beach, CA, 90740 At Benefit Mortgage Lending Group, Inc. We are a full-service mortgage company based in Seal Beach, CA. We specialize in Home Purchase Loans and Refinance in Seal Beach. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code 90740, we can help you realize your dream of homeownership
(562) 881-9811 Lender's profile and map Reviews Home Central Financial 7847 Florence Avenue, Suite 101, Downey, CA, 90240 Our team works for YOU and offers a variety of customizable products and services to meet your specific needs! We are proud to be able to help our customers with all their needs, whether they are looking to purchase a home or refinance their existing mortgage. We even offer information about down payment assistance programs.
(877) 504-2996 Lender's profile and map Reviews California First Home Loans 9901 Paramount Blvd, Suite 105, Downey, CA, 90240 We have funded over $300 Million in loans. Our lending decisions are generally made instantly. We take any lending situation no matter how complicated and find a way to make the loan. Our rates vary depending on the type of property, term of loan and general situation. California First Home Loans was established in 1986.
(562) 244-8515 Lender's profile and map Reviews Julian Lending 9317 Firestone Blvd, Downey, CA, 90240 offering expertise in every area of mortgage lending from purchase, refinance, investment to construction lending. We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available together with the assistance of an experienced live loan officer to guide you
(562) 927-7900 Lender's profile and map Reviews AMV Financial Corporation 8041 Florence Avenue, Suite 203, Downey, CA, 90240 Mortgage Broker who is approved with many Wholesale partners and therefore not influenced by any one Bank. We provide options for our customers looking to Purchase or Refinance. Home loan programs include FHA, Conventional and VA financing. We have also added Mobile home loans to our list of products.
(562) 414-8941 Lender's profile and map Reviews Dynamic Home Loans, 8050 Florence Avenue, Suite 203, Downey, CA, 90240 Dynamic Home Loans, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
(562) 291-1067 Lender's profile and map Reviews New Aim Funding Inc. 8050 Florence Avenue, Suite 26, Downey, CA, 90240 At New Aim Funding. We are a full service mortgage company based in Downey, California. We specialize in FHA Loans, VA Mortgages, Jumbo, Commercial and Conventional Loans in Downey, California. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in any of these zip codes: 90240, 90280, 90255,
(626) 642-8888 Lender's profile and map Reviews Investment Village Inc 1909 W. Valley Blvd, Suite 200, Alhambra, CA, 91803 LOAN VILLAGE is a mortgage division of INVESTMENT VILLAGE, INC., a real estate investment and brokerage corporation organized under the laws of the State of California. We are headed by a Certified Commercial Investment Member (See, http://www.ccim.com/about/ccim.html), and managed by one of the most experienced real estate brokers.
7149064781 Lender's profile and map Reviews Inbanet 8141 E 2nd Street, Downey, CA, 90241 Fix and Flip for residential properties 90/100 nationwide, 2 points max Bridge Loans are available on all sorts of properties, mainly in California. Run any scenario you have, and we will first try in-house; if not, we can get it done with our consortium of lender networks. We are the deal makers.
3235706120 Lender's profile and map Reviews Fuente Funding Inc 8000 Cypress Lane, Downey, CA, 90241 Fuente Funding—your ultimate partner in real estate lending. With over 10 years as a trusted mortgage broker, we offer tailored commercial and residential loans. Our motto? Be resourceful. We equip you with the know-how to make savvy decisions. From deals to debt, we've got you covered. Subscribe for exclusive real estate finance tips. At Fuente Fu
(562) 862-8141 Lender's profile and map Reviews Downey Federal Credit Union 8237 3rd St, Downey, CA, 90241 At DFCU, typically if accounts are overdrawn, any deposits are automatically applied to cover negative balances. However, we are committed to ensuring you have full access to your CARES Act stimulus funds. Please contact us at (562) 862-8141 if you have questions or need further information on how we can help you.