USDA Vs. FHA your options comparison in Montgomery, Montgomery County, AL
In 2026, the USDA loan ceiling for Montgomery, in the county of Montgomery, AL, is $336,500. In comparison, the FHA loan limit for a single-family residence is set at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's most favorable USDA vs. FHA rates. This tool also assists in identifying necessary income, credit scores, reserves, and documents for qualification. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, facilitating your decision for the most fitting financial option in .
2026 Loan Limits and Down Payment Requirements for Montgomery, County of Montgomery, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Montgomery, AL
Lendersa® aims to quickly and smoothly connect you with the best USDA or FHA loan deals. You can embark on any of the three suggested methods to match with lenders and USDA loan offerings.
A USDA home loan, insured by the U.S. government's Department of Agriculture, is also termed a USDA rural development loan or USDA mortgage and is strictly available for rural regions. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage necessitates no down payment whatsoever.
26555 Evergreen Road, Suite 900, Southfield, MI, 48076
Mortgage Center has been working with credit union members and mortgage borrowers to help our communities grow. As a member of Mortgage Center, you’re backed by a caring team of professionals experienced in mortgage lending and borrowing. Plus, on most mortgages, you will always make your payments to Mortgage Center for the life of the loan.
Farmers and Merchants Bank is a community bank that was established in 1919 and is headquartered in Upperco, Maryland. Farmers and Merchants Bank currently operates eight banking offices located in Northern Baltimore County and Carroll County, Maryland. Member FDIC. Equal Housing Lender
Ukrainian Selfreliance Michigan Federal Credit Union
26791 Ryan Road, Warren, MI, 48091
USMFCU has been serving its communities since 1952 and has never stopped putting its members first. Throughout our operation we’ve been committed to bringing great financial services to our members while never sacrificing genuine care and interaction. On top of offering great rates, deals, and services
We have one goal – to fulfill your financing goals and make you a happy homeowner. Mortgage City is a licensed mortgage originator based in Detroit, Michigan. We work with customers in Detroit, Royal Oak, and throughout the state of Michigan. We also can help you with your mortgage needs in Florida, New Hampshire, Ohio, Massachusetts,
Fortress Home Mortgage (NMLS ID# 135922) is owned and operated locally by John Sarkisian (NMLS ID# 136596). We utilize multiple lenders to find the best rates and products to fit the needs of our Metro Detroit borrowers. All applicants receive one on one customer service from pre-approval to closing.
"We specialize in shopping between the most reputable lenders on our clients’ behalf for the best possible program and rate for the client-specific situation. We offer wholesale pricing which means lower rates and less cost for our clients!
Our goal is to keep the mortgage process simple, easy and fast so you can stay focused on your daily l
Michigan Elite Lending with the vision of supplying clients with the best possible loan experience with the lowest rates on the market. Working with a mortgage broker allows borrowers to secure the lowest rate without doing all the legwork. We shop hundreds of wholesale lenders to find the best program for you.
Myrina Mortgage Group is a female owned and operated broker firm. We are called Mortgage Warriors because we search out and capture the very best loan product for you and your mortgage goals. We only work with wholesale lenders to offer you the very best in pricing and service every day.
