USDA Vs. FHA your options comparison in Montgomery, Montgomery County, AL
In 2025, the USDA loan ceiling for Montgomery, in the county of Montgomery, AL, is $336,500. In comparison, the FHA loan limit for a single-family residence is set at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's most favorable USDA vs. FHA rates. This tool also assists in identifying necessary income, credit scores, reserves, and documents for qualification. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, facilitating your decision for the most fitting financial option in .
2025 Loan Limits and Down Payment Requirements for Montgomery, County of Montgomery, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Montgomery, AL
Lendersa® aims to quickly and smoothly connect you with the best USDA or FHA loan deals. You can embark on any of the three suggested methods to match with lenders and USDA loan offerings.
A USDA home loan, insured by the U.S. government's Department of Agriculture, is also termed a USDA rural development loan or USDA mortgage and is strictly available for rural regions. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage necessitates no down payment whatsoever.
1730 Park Street, Suite 200A, Naperville, IL, 60563
"Prosperity Co. is a Massachusetts Foreign Corporation filed On August 13, 2021. The company's File Number is listed as 001526020.
The Registered Agent on file for this company is Yang Liu and is located at 75 Tyler Rd, Weston, MA 02493. The company's principal address is 1730 Park St, Suite 200a, Naperville, IL 60563."
Our mortgage team members give you the personal attention you deserve and treat you with the respect due a valued customer. You are making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So here's our commitment to you: we will help you qualify, apply and be approved for the ideal mortgage loan for you
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